UK Companies House feature
CREATION FINANCIAL SERVICES LIMITED
Profile
- Company number
- 01091883
- Status
- Active
- Incorporation
- 1973-01-23
- Last accounts made up
- 2024-12-31
- Account category
- FULL
- Primary SIC
- 64921
- Hubs
- UK Fintech
Accounts
Pending extraction
No iXBRL extracted yet for this company.
Audit & accounting basis
From AI-extracted PDF accounts
- Accounting basis
- FRS 101
- Reporting scope
- Standalone (parent only)
- Auditor
- Deloitte LLP
- Audit opinion
- Unqualified (clean)
- Going concern
- Affirmed
“The directors are satisfied that the financial statements have been prepared on a going concern basis taking into account the following: The Company meets its day-to-day working capital requirements through its cash reserves and internal borrowings provided from companies within the BNP Paribas SA Group as required. The directors have made the assumption that the shareholder will continue to fund, based upon the existing funding agreement frameworks in place. Further information on the Company's borrowings is given in notes 12 and 20. The Company have considered the current economic conditions including but not limited to the 'cost of living crisis', inflation levels and interest rates and the Company's forecasts and projections, taking account of reasonably possible changes in trading performance, the directors have a reasonable expectation that the company has adequate resources to continue in operational existence for the foreseeable future.”
Subsidiaries
- Creation Consumer Finance Limited · 100% held · United Kingdom · provision of fixed term unsecured consumer credit facilities.
Significant events
- “The Company is in the process of winding down its credit card operations and, as such, no significant future business developments are expected.”
Auditor / going-concern / subsidiary information is extracted from the PDF version of the latest annual accounts and is not tagged in iXBRL. About these numbers
People
6 active · 62 resigned
| Name | Role | Appointed | Born | Nationality |
|---|---|---|---|---|
| CARSON, David Maurice | Secretary | 2016-04-01 | — | — |
| HUNT, Stephen Andrew Robert | Director | 2006-05-01 | Feb 1967 | British |
| MOORTHY, Lakshmi Krishna | Director | 2021-10-01 | Dec 1973 | British |
| PARAUD, Ethel | Director | 2021-10-01 | Aug 1968 | French |
| RAYNAUD, Anais | Director | 2023-10-25 | Jun 1978 | French |
| REDFERNE, Mike | Director | 2023-06-30 | Nov 1959 | British |
Show 62 resigned officers
| Name | Role | Appointed | Resigned |
|---|---|---|---|
| CAVELIER, Benoit Stephane | Secretary | 1999-07-08 | 2001-07-06 |
| ELWELL, Karen Marie | Secretary | — | 1999-02-23 |
| HOLMES, Robert David | Secretary | 2004-07-06 | 2008-05-09 |
| MCCULLOGH, John Stewart | Secretary | 1999-07-08 | 2016-03-31 |
| MCCULLOGH, John Stewart | Secretary | 1994-07-14 | 1999-02-23 |
| PHILLIPS, Suzanne | Secretary | 2001-06-01 | 2004-06-21 |
| CLIFFORD CHANCE SECRETARIES LIMITED | Corporate Secretary | 1999-02-23 | 1999-07-08 |
| ALLMEY, Deborah Jane | Director | — | 1999-07-08 |
| ANTIGLIO, Xavier | Director | 2016-04-01 | 2017-12-19 |
| BONNAFE, Jean-Laurent | Director | 1999-02-23 | 2001-07-26 |
| BURGI, Andre Jacques | Director | 1999-02-23 | 2004-06-21 |
| BURTON, James Anthony | Director | 2002-06-01 | 2003-05-31 |
| CABACA, Antonio Miguel | Director | 2018-12-19 | 2021-03-01 |
| CAMBLIN, Jean-Louis | Director | 1999-02-23 | 2003-06-01 |
| CAMPAGNE IBARCQ, Jacques | Director | 2004-06-21 | 2006-01-11 |
| CAVELIER, Benoit Patrice Stephane, Monsieur | Director | 2015-02-16 | 2018-06-26 |
| CHANAVAS, Jean Michel Albert | Director | 2004-06-21 | 2009-09-18 |
| CHARLES, Jean Pierre | Director | 2022-05-05 | 2023-05-31 |
| CHARLES, Jean Pierre | Director | 2004-06-21 | 2015-02-16 |
| CHAURAND, Gerard | Director | 1999-02-23 | 2001-06-28 |
| CHESHIRE, Ian | Director | 1995-05-12 | 1998-05-29 |
| CICALA, Raffaele | Director | 2011-09-23 | 2012-07-04 |
| CLARKE, Rachel Louise | Director | 1996-02-01 | 1996-12-16 |
| D'HALLUIN, Benoit | Director | 2009-09-18 | 2011-09-23 |
| DARRIEU, Jean | Director | 2003-06-01 | 2011-12-31 |
| DE KORVER, Marc | Director | 2019-03-14 | 2022-02-18 |
| DEAKIN, Tony | Director | 2015-02-16 | 2016-05-12 |
| DECLA, Patrick | Director | 1999-02-23 | 2001-06-28 |
| DEFTY, David Andrew | Director | 1994-02-18 | 1995-07-30 |
| DILLY, Benoit Claude, Monsieur | Director | 2015-02-16 | 2017-12-19 |
| DOUCET, Rebecca | Director | 2011-09-23 | 2015-02-16 |
| DOUGLAS-JONES, Keith | Director | — | 1994-08-12 |
| ELLIOTT, Paul Andrew | Director | 2006-05-01 | 2007-01-01 |
| ELWELL, Karen Marie | Director | 1994-02-28 | 1999-02-23 |
| FAVRE, Martin Francois Lazare | Director | 2019-06-17 | 2022-01-11 |
| GRANGER, Jean Yves | Director | 2004-06-21 | 2009-01-05 |
| GRIFFIN, Marielle Laure | Director | 2017-12-19 | 2021-10-01 |
| HUNT, Stephen Andrew Robert | Director | 1997-05-19 | 1999-07-08 |
| JILLINGS, Peter Ronald | Director | 1994-02-28 | 1994-04-25 |
| KEAYS, Helen Margaret | Director | 1995-04-18 | 1996-06-30 |
| KIMBERLEY, Roger James | Director | 1994-02-28 | 1999-02-23 |
| KING, Martyn Paul | Director | 1994-02-28 | 1995-05-05 |
| LORY, Chantal Denise Marie Josephe | Director | 2004-06-21 | 2009-02-28 |
| LOVERING, John David | Director | — | 1993-01-27 |
| MCCULLOUGH, David John | Director | 1995-10-09 | 1998-04-01 |
| PHILIPPIN, Michel Rene | Director | 2009-09-18 | 2011-09-23 |
| PHILIPPIN, Michel Rene | Director | 1999-02-23 | 2004-06-21 |
| PHILLIPS, Suzanne | Director | 1998-07-01 | 1999-07-08 |
| REFFAY, Philippe Andre Rene | Director | 2009-01-05 | 2015-02-16 |
| RENNISON, Gordon | Director | 1998-07-06 | 1999-07-08 |
| SANDERSON, John, Dr | Director | 1996-11-11 | 1998-05-15 |
| SCHMOLL, Laurent Gerard | Director | 1999-02-23 | 2004-06-21 |
| SNYMAN, Johannes Jacobus | Director | 2017-03-31 | 2020-08-31 |
| STRONG, Liam Gerald | Director | 1992-01-08 | 1997-05-30 |
| TRAISNEL, Solange Magali Josiane, Mlle | Director | 2013-01-30 | 2015-02-16 |
| UPPAL, Jetinder Singh | Director | 2015-02-16 | 2018-12-19 |
| VAN GROENENDAEL, Alain Carmelo, Monsieur | Director | 2015-02-16 | 2015-08-20 |
| VARLET, Jean-Francois | Director | 1999-02-23 | 2001-06-28 |
| VERSTRAETEN, Anne Marie Odile Albertine | Director | 2018-06-01 | 2020-02-20 |
| VERVENNE, Bart | Director | 2023-06-28 | 2025-04-25 |
| WILLIAMS, Terry Ivan | Director | — | 1994-02-08 |
| ZEITOUN, Gilles | Director | 2017-12-19 | 2018-12-19 |
Ownership
Persons with significant control
| Name | Kind | Nature of control | Notified | Status |
|---|---|---|---|---|
| Alpha Credit S A | Corporate entity | Shares 75–100%, Voting 75–100%, Appoints directors | 2023-03-31 | Active |
| Bnp Paribas Personal Finance S A | Corporate entity | Shares 75–100% | 2016-04-06 | Ceased 2023-03-31 |
Filing timeline
Last 20 of 269 total filings
| Date | Type | Category | Description |
|---|---|---|---|
| 2025-12-28 | AA | accounts | accounts with accounts type full |
| 2025-07-09 | CS01 | confirmation-statement | confirmation statement with no updates |
| 2025-05-13 | AD01 | address | change registered office address company with date old address new address |
| 2025-05-09 | TM01 | officers | termination director company with name termination date |
| 2024-12-24 | AA | accounts | accounts with accounts type full |
| 2024-07-01 | CS01 | confirmation-statement | confirmation statement with no updates |
| 2023-10-31 | AP01 | officers | appoint person director company with name date |
| 2023-07-14 | AP01 | officers | appoint person director company with name date |
| 2023-07-08 | AA | accounts | accounts with accounts type full |
| 2023-07-07 | CS01 | confirmation-statement | confirmation statement with updates |
| 2023-06-30 | AP01 | officers | appoint person director company with name date |
| 2023-06-07 | TM01 | officers | termination director company with name termination date |
| 2023-04-06 | PSC02 | persons-with-significant-control | notification of a person with significant control |
| 2023-04-06 | PSC07 | persons-with-significant-control | cessation of a person with significant control |
| 2022-11-09 | SH19 | capital | capital statement capital company with date currency figure |
| 2022-11-09 | SH20 | capital | legacy |
| 2022-11-09 | CAP-SS | insolvency | legacy |
| 2022-11-09 | RESOLUTIONS | resolution | resolution |
| 2022-10-03 | AA | accounts | accounts with accounts type full |
| 2022-06-30 | CS01 | confirmation-statement | confirmation statement with no updates |
Credit score
Altman Z″ — composite of working capital, retained earnings, EBIT, and leverage
Credit score requires extracted accounts data.
Activity Score
Filings velocity, capital events, officer churn, accounts trajectory
Activity Score not yet computed for this company.