TRAVELERS INSURANCE COMPANY LIMITED
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Next accounts due
2027-09-30 (in 1y)
Last filed for 2025-12-31
Confirmation statement due
2026-06-22 (in 1mo)
Last made up 2025-06-08
Watchouts
None on the register
Cash
£79M
+70.1% vs 2024
Net assets
£903M
+14.4% vs 2024
Employees
244
-0.8% vs 2024
Profit before tax
£107M
+39.5% vs 2024
Name history
Renamed 3 times since incorporation
- TRAVELERS INSURANCE COMPANY LIMITED 2008-02-01 → present
- ST. PAUL TRAVELERS INSURANCE COMPANY LIMITED 2004-10-29 → 2008-02-01
- ST. PAUL INTERNATIONAL INSURANCE COMPANY LIMITED 1992-10-01 → 2004-10-29
- ST. KATHERINE INSURANCE COMPANY LIMITED 1971-12-10 → 1992-10-01
Net assets
2-year trend · vs Financials median
Accounts
2-year trend · latest reflected 2025-12-31
| Metric | Trend | 2024-12-31 | 2025-12-31 |
|---|---|---|---|
| Turnover | £438,603,000 | £414,555,000 | |
| Operating profit | — | — | |
| Profit before tax | £76,933,000 | £107,339,000 | |
| Net profit | £58,025,000 | £80,807,000 | |
| Cash | £46,638,000 | £79,349,000 | |
| Total assets less current liabilities | £2,297,180,000 | £2,384,963,000 | |
| Net assets | £788,988,000 | £902,693,000 | |
| Equity | £788,988,000 | £902,693,000 | |
| Average employees | 246 | 244 | |
| Wages | — | — |
Values shown as filed in the company's annual accounts. — indicates the figure wasn't present under that line item in that period. About these numbers
Ratios
Computed from the line items above — sparklines read oldest → newest
| Ratio | Trend | 2024-12-31 | 2025-12-31 |
|---|---|---|---|
| Net margin | 13.2% | 19.5% | |
| Gearing (liabilities / total assets) | 66.7% | 63.5% | |
| Current ratio | 7.20x | 5.91x |
Margins divide P&L lines by turnover. Gearing is liabilities over total assets. Current ratio is current assets over creditors falling due within one year. Interest cover is operating profit over absolute finance costs. Sector-distribution context coming next.
Audit & accounting basis
- Accounting basis
- FRS 102
- Reporting scope
- Standalone (parent only)
- Auditor
- Forvis Mazars LLP
- Audit opinion
- Unqualified (clean)
- Going concern
- Affirmed
“The Directors have assessed the suitability of using the Going Concern assumption in preparing these accounts. In making this assessment they have looked forward, taking into account all available information about the future which is at least, but not limited to, the twelve months following the date these accounts were signed. In doing so, the Directors considered the Company’s 2026 through 2028 three year plan, financial forecasts for the period 2026 through 2028, and the trading environment over the next twelve months. The Company does not have any external debt nor is it dependent on any banking facilities. As a result of this assessment, the Directors have prepared these accounts on the going concern basis.”
Group structure
- TRAVELERS INSURANCE COMPANY LIMITED · parent
- Travelers Insurance Designated Activity Company 100%
Significant events
- “The geopolitical conflict in Middle East has arisen subsequent to the end of the year. The Company does not have significant direct exposures to the Middle East and, as such, does not currently expect this conflict to have a material impact on its results.”
Auditor, going-concern and subsidiary information is drawn from the narrative of the latest annual accounts. About these numbers
People
8 active · 41 resigned
| Name | Role | Appointed | Born | Nationality |
|---|---|---|---|---|
| FOLEY, Jennifer Anne | Secretary | 2023-10-11 | — | — |
| COUGHLAN, Anthony Gerrard | Director | 2014-11-04 | Jun 1957 | American |
| MCCONNELL, Peter Richard | Director | 2023-05-12 | Jun 1978 | British |
| MCKEE, William Andrew | Director | 2022-07-12 | Sep 1964 | Irish |
| OLIVO, Maria | Director | 2019-03-07 | Jan 1965 | American |
| SOMERVILLE, Gregory Dean | Director | 2022-04-26 | Nov 1954 | Canadian |
| WILSON, Matthew Liam | Director | 2015-06-05 | Jan 1969 | British |
| WOODS, Mary Margaret | Director | 2022-03-04 | Jul 1961 | American |
Show 41 resigned officers
| Name | Role | Appointed | Resigned |
|---|---|---|---|
| ABRAMSON, John Matthew | Secretary | 2012-07-18 | 2022-09-30 |
| FIORE, Esterina Elena | Secretary | 2022-10-25 | 2023-10-11 |
| GUNN, Alistair John Sinclair | Secretary | 1992-10-01 | 2012-06-28 |
| JONES, Graham Keith | Secretary | 2002-11-08 | 2012-06-22 |
| LARWOOD, David Ronald | Secretary | — | 1992-09-30 |
| LAWSON, Joanna Mary | Secretary | 1998-05-15 | 2002-11-07 |
| AYRES, George | Director | — | 1993-05-17 |
| BERGMANN, Thomas Edward | Director | 2000-11-03 | 2002-01-04 |
| BOGHOS, Vartkis Torus | Director | — | 1994-04-05 |
| BOLEAT, Mark John, Sir | Director | 2005-04-04 | 2010-12-23 |
| CARTER, John Gordon Thomas, Sir | Director | 2007-06-15 | 2022-03-31 |
| CONWAY, Gregory Wade | Director | 2011-04-11 | 2014-11-04 |
| DIBB, Gary Stewart | Director | 2005-04-04 | 2022-07-12 |
| DILLEY, Anthony John | Director | 1994-07-18 | 2010-06-07 |
| DUFFY, James Francis | Director | — | 1995-02-23 |
| DZIURMAN, Tadeusz Jozef | Director | 1999-02-24 | 2002-08-29 |
| ECCLES, Stephen Gordon | Director | 2011-04-11 | 2017-09-04 |
| EDDY, Paul Howard | Director | 2011-04-11 | 2022-02-16 |
| GENDEN, Sean Mitchell | Director | 2011-04-11 | 2019-07-09 |
| GENT, Michael John | Director | 1999-06-11 | 2022-12-31 |
| GORDON, Bruce Wallace | Director | 1993-01-04 | 1993-06-08 |
| GUNN, Alistair John Sinclair, Mr. | Director | 1994-03-28 | 2010-12-23 |
| HAYDEN, Peter | Director | 2004-07-20 | 2011-04-13 |
| HUDSON, Martin Peter | Director | 1994-07-18 | 2009-09-30 |
| LARWOOD, David Ronald | Director | 1993-01-04 | 1994-08-10 |
| LEATHERDALE, Douglas West | Director | — | 2001-10-23 |
| MCKEAN, Graham John | Director | 2011-04-11 | 2019-07-09 |
| MOORE, Jack Calvin | Director | 1996-09-23 | 2003-04-30 |
| MOORE, Neville John | Director | — | 1992-12-21 |
| PABST, Mark Lindell | Director | 1995-02-28 | 2000-11-13 |
| PURVIS, Keith Thomas | Director | 2009-11-23 | 2015-06-30 |
| SCHNIPPER, Sven Hakan | Director | 1996-01-23 | 2003-01-16 |
| SHREEVE, Beverley Jane | Director | 1994-07-18 | 1996-08-30 |
| SMITH, Kevin Christopher | Director | 2011-04-11 | 2022-03-31 |
| THIELE, Patrick Allen | Director | 1995-02-28 | 1998-08-21 |
| TOMKINS, Keith Richard | Director | 1994-07-18 | 2002-04-05 |
| URNESS, Kent Douglas | Director | 2000-12-10 | 2006-11-20 |
| URNESS, Kent Douglas | Director | 1993-01-04 | 2000-10-06 |
| WHITE, James Peter | Director | — | 1992-12-30 |
| WILKINSON, Duncan James | Director | 1993-01-04 | 1998-03-26 |
| WRIGHT, Russell Charlton | Director | 1996-01-23 | 2002-04-30 |
Ownership
Persons with significant control
| Name | Kind | Nature of control | Notified | Status |
|---|---|---|---|---|
| The Travelers Companies, Inc | Corporate entity | Shares 75–100%, Voting 75–100% | 2016-04-06 | Active |
Filing timeline
Last 20 of 282 total filings
Material constitutional events — rename, articles re-file, resolution
- 2023-11-06 RESOLUTIONS Resolution
- 2023-11-06 MA Memorandum articles
| Date | Type | Category | Description | |
|---|---|---|---|---|
| 2026-04-19 | AA | accounts | Accounts with accounts type full | |
| 2025-06-10 | CS01 | confirmation-statement | Confirmation statement with no updates | |
| 2025-05-02 | AA | accounts | Accounts with accounts type full | |
| 2025-02-14 | CH01 | officers | Change person director company with change date | |
| 2025-01-20 | AD01 | address | Change registered office address company with date old address new address | |
| 2025-01-20 | AD01 | address | Change registered office address company with date old address new address | |
| 2024-06-11 | CS01 | confirmation-statement | Confirmation statement with updates | |
| 2024-05-17 | AA | accounts | Accounts with accounts type full | |
| 2023-11-06 | RESOLUTIONS | resolution | Resolution | |
| 2023-11-06 | MA | incorporation | Memorandum articles | |
| 2023-10-13 | AP03 | officers | Appoint person secretary company with name date | |
| 2023-10-13 | TM02 | officers | Termination secretary company with name termination date | |
| 2023-09-20 | AA | accounts | Accounts with accounts type full | |
| 2023-06-08 | CS01 | confirmation-statement | Confirmation statement with no updates | |
| 2023-05-12 | AP01 | officers | Appoint person director company with name date | |
| 2023-01-09 | TM01 | officers | Termination director company with name termination date | |
| 2022-11-11 | AP03 | officers | Appoint person secretary company with name date | |
| 2022-10-13 | TM02 | officers | Termination secretary company with name termination date | |
| 2022-09-23 | AA | accounts | Accounts with accounts type full | |
| 2022-09-20 | SH01 | capital | Capital allotment shares |
Public-record activity
Raw counts from Companies House — last 12–24 months
- Filings
- 3
- Capital events
- 0
- Officers appointed
- 0
- Officers resigned
- 0
last 12 months
last 24 months
last 12 months
last 12 months
Direct counts from the register. No score, no rating — see the Filing timeline for the underlying events.
Year-on-year
FY2024 → FY2025 · period ending 2025-12-31 vs 2024-12-31
-
Turnover
-5.5%
£438,603,000 £414,555,000
-
Cash
+70.1%
£46,638,000 £79,349,000
-
Net assets
+14.4%
£788,988,000 £902,693,000
-
Employees
-0.8%
246 244
-
Profit before tax
+39.5%
£76,933,000 £107,339,000
Each % is (latest − prior) ÷ |prior| for the line item as filed. Periods don't have to be exactly 12 months apart — a long or short period (typical around incorporation or year-end changes) will distort the comparison. Lines a company doesn't report are omitted. About these numbers