UK Companies House feature
TANDEM BANK LIMITED
Profile
- Company number
- 00955491
- Status
- Active
- Incorporation
- 1969-06-04
- Last accounts made up
- 2024-12-31
- Account category
- FULL
- Primary SIC
- 64191
- Hubs
- UK Fintech
Accounts
Pending extraction
No iXBRL extracted yet for this company.
Audit & accounting basis
From AI-extracted PDF accounts
- Accounting basis
- FRS 102
- Reporting scope
- Standalone (parent only)
- Auditor
- PricewaterhouseCoopers LLP
- Audit opinion
- Unqualified (clean)
- Going concern
- Affirmed
“In preparing the Financial Statements, the Directors must satisfy themselves that it is reasonable to adopt the going concern basis. As part of the Directors' consideration of the appropriateness of adopting the going concern basis, various financial projections have been considered, including a severe but plausible downside scenario. The Directors have subsequently concluded that no material changes to the Bank's activities will be required beyond a controlled and targeted reduction of new lending in the severe but plausible downside scenario. Therefore, the Bank can operate with adequate financial resources for the foreseeable future (which has been taken up to December 2026 from the date of approval of these Financial Statements), with both capital ratios and liquidity in excess of minimum regulatory requirements. Thus, after making the necessary enquiries, the Directors have a reasonable expectation that the Bank has sufficient resources to continue in operational existence for a period of at least 12 months from the signing of these Financial Statements.”
Significant events
- “On 29 August 2024, Tandem Home Loans Limited announced to exercise the option of early redemption of the Securitisation Loans Notes issued. Subsequently on 7 September 2024, Tandem Bank Limited entered into a loan sale agreement with Tandem Home Loans Limited and Polo Funding 2021-1 PLC to purchase the beneficial title of loans originated by Tandem Home Loans Limited amounting to £77,574k.”
- “The Bank has reviewed the impact of the 25 October 2024 Court of Appeal Judgement on motor finance commissions and has determined that no provision is required.”
Auditor / going-concern / subsidiary information is extracted from the PDF version of the latest annual accounts and is not tagged in iXBRL. About these numbers
People
10 active · 58 resigned
| Name | Role | Appointed | Born | Nationality |
|---|---|---|---|---|
| MALIK, Marriam | Secretary | 2024-07-31 | — | — |
| CAREY, Patrick Hatfield | Director | 2024-03-28 | May 1983 | Irish |
| CHANDLER, Neil | Director | 2025-06-30 | Sep 1971 | British |
| GULAMHUSEINWALA, Imran | Director | 2024-05-30 | Aug 1974 | British |
| HEAPS, Ryan | Director | 2025-06-26 | Dec 1985 | British |
| JONES, Stephen | Director | 2026-01-06 | Jul 1964 | British |
| KORNITZER, Clive | Director | 2026-02-16 | Nov 1964 | British |
| MCCAIG, Malcolm Graham | Director | 2023-06-29 | May 1955 | British |
| POTTER, Matthew James Gary | Director | 2022-03-31 | Sep 1983 | British |
| WALLACE, Aileen | Director | 2023-11-01 | Dec 1970 | British |
Show 58 resigned officers
| Name | Role | Appointed | Resigned |
|---|---|---|---|
| DEAN, Simon David Hatherly | Secretary | 2004-06-01 | 2010-09-10 |
| FIRTH, Kathryn Jane | Secretary | 2022-05-01 | 2022-09-16 |
| FORSHAW, Edward | Secretary | 2024-04-01 | 2024-05-30 |
| FREEMAN, Edward Charles | Secretary | 2018-10-22 | 2022-04-29 |
| GOLDBERG, Justine Magdalen | Secretary | 2011-02-22 | 2014-05-02 |
| GREEN, David | Secretary | 2018-09-06 | 2018-10-22 |
| HASTINGS-JONES, Ellen | Secretary | 2022-09-21 | 2024-03-31 |
| JERMAN, Susan | Secretary | — | 2004-05-31 |
| LOVESY, Ralph | Secretary | 2015-01-27 | 2016-09-07 |
| VALDAR, Catharine Nicola | Secretary | 2016-09-08 | 2018-09-06 |
| WEBSTER, Daniel Jonathan | Secretary | 2014-05-23 | 2015-01-26 |
| AL-MANNAI, Ebtesam Saleh | Director | 2015-02-01 | 2015-12-01 |
| ALIKER, Susannah Louise | Director | 2021-06-04 | 2022-12-08 |
| AMATO, Michael Lester | Director | 2018-01-10 | 2020-12-31 |
| BALL, Peter Simon | Director | 2014-05-23 | 2016-06-30 |
| BAYOUMI, Omar Hugh, Dr | Director | 1995-03-07 | 1995-06-30 |
| CAMPBELL, Christopher James | Director | — | 2000-01-29 |
| CARPENTER, Peter | Director | — | 2005-04-30 |
| CATHIE, David James | Director | 2012-09-10 | 2014-05-20 |
| COOPER, Matthew Jonathan | Director | 2018-01-10 | 2020-12-31 |
| DIXON, Dudley John Stuart | Director | 2000-02-01 | 2015-01-31 |
| DOBSON, Matthew | Director | 2025-02-07 | 2025-06-30 |
| DONALDSON, Matthew Oliver | Director | 2022-03-31 | 2026-02-28 |
| EDGAR, John Peter | Director | 2014-10-01 | 2017-11-15 |
| FERREIRA, Talita | Director | 2021-04-26 | 2023-12-31 |
| FISHER, David | Director | 2020-12-17 | 2024-12-29 |
| GREEN, David | Director | 2016-11-01 | 2018-01-10 |
| HASSALL, Margaret Grace | Director | 2020-12-17 | 2023-02-01 |
| HAWKINS, John Graham | Director | 1999-06-15 | 2012-08-31 |
| HOARE, Caroline Jane | Director | 2014-10-01 | 2018-01-10 |
| JACKSON, Heather Louise | Director | 2018-01-10 | 2018-10-28 |
| KLIMBACHER, Michael | Director | 2018-01-10 | 2020-08-21 |
| KNOX, Frederick Samuel, Mr. | Director | 2018-01-10 | 2021-05-25 |
| LEARMONTH, Ronald Samuel | Director | 1995-08-15 | 1999-05-31 |
| LOVERING, Roger Vincent | Director | 2016-11-01 | 2018-01-10 |
| LYDON, Michael Anthony | Director | — | 2012-09-11 |
| MAXWELL, David Gordon Alexander | Director | 2005-03-01 | 2012-03-31 |
| MAXWELL, David Gordon Alexander | Director | 1998-12-15 | 2003-08-31 |
| MAZZUCCHELLI, Marco Giovanni | Director | 2012-09-10 | 2015-03-31 |
| MCCARTHY, David James | Director | 2023-02-23 | 2024-12-31 |
| MCLEAN, Malcolm | Director | 2008-09-01 | 2013-07-03 |
| MOLLART, Alexander John | Director | 2022-01-24 | 2025-06-30 |
| MURPHY, Anthony | Director | 2020-11-17 | 2023-02-13 |
| NIEUWKOOP, Jeroen | Director | 2021-05-26 | 2022-01-24 |
| PESTER, Paul David, Dr | Director | 2022-06-15 | 2026-03-01 |
| PRITCHARD, Jeffrey John | Director | 2016-11-01 | 2022-06-30 |
| SCOTT, James William | Director | 2020-08-21 | 2024-03-28 |
| SIMMONDS, John David, Councillor | Director | 1994-10-11 | 1998-09-18 |
| SOAMES, Jeremy Bernard | Director | 2012-09-10 | 2016-04-15 |
| STEPHENS, Mark St John | Director | 2016-10-03 | 2017-10-31 |
| STEWART, David Ian | Director | 2012-07-01 | 2012-09-30 |
| STRUTT, Henry Clavering Tollemache | Director | 2016-02-03 | 2018-01-10 |
| TORPEY, David Gerard | Director | 2020-10-02 | 2023-12-31 |
| WESTBY, Peter John | Director | 2003-08-19 | 2008-07-31 |
| WILLOUGHBY, George | Director | — | 1995-01-28 |
| WISHART, Alexander William | Director | — | 1994-07-08 |
| YOUNG, Robin Mark | Director | 2014-10-01 | 2016-09-14 |
| ZAGOROVSKIS, Jevgenijs | Director | 2016-11-04 | 2020-08-21 |
Ownership
Persons with significant control
| Name | Kind | Nature of control | Notified | Status |
|---|---|---|---|---|
| Tandem Money Limited | Corporate entity | Shares 75–100%, Voting 75–100% | 2018-01-10 | Active |
| Harrods Group (Holding) Limited | Corporate entity | Shares 75–100%, Voting 75–100%, Appoints directors | 2016-04-16 | Ceased 2018-01-03 |
Filing timeline
Last 20 of 330 total filings
| Date | Type | Category | Description |
|---|---|---|---|
| 2026-03-10 | TM01 | officers | termination director company with name termination date |
| 2026-02-28 | TM01 | officers | termination director company with name termination date |
| 2026-02-25 | AP01 | officers | appoint person director company with name date |
| 2026-02-19 | AP01 | officers | appoint person director company with name date |
| 2025-12-05 | CS01 | confirmation-statement | confirmation statement with updates |
| 2025-10-20 | RESOLUTIONS | resolution | resolution |
| 2025-07-09 | TM01 | officers | termination director company with name termination date |
| 2025-07-02 | AP01 | officers | appoint person director company with name date |
| 2025-07-01 | TM01 | officers | termination director company with name termination date |
| 2025-07-01 | AP01 | officers | appoint person director company with name date |
| 2025-06-10 | AA | accounts | accounts with accounts type full |
| 2025-05-30 | SH01 | capital | capital allotment shares |
| 2025-03-06 | RP04AP01 | officers | second filing of director appointment with name |
| 2025-03-03 | AP01 | officers | appoint person director company with name date |
| 2025-02-06 | TM01 | officers | termination director company with name termination date |
| 2025-01-09 | TM01 | officers | termination director company with name termination date |
| 2024-12-19 | AD02 | address | change sail address company with old address new address |
| 2024-12-19 | CS01 | confirmation-statement | confirmation statement with updates |
| 2024-11-15 | SH01 | capital | capital allotment shares |
| 2024-11-04 | AP03 | officers | appoint person secretary company with name date |
Credit score
Altman Z″ — composite of working capital, retained earnings, EBIT, and leverage
Credit score requires extracted accounts data.
Activity Score
Filings velocity, capital events, officer churn, accounts trajectory
Activity Score not yet computed for this company.