A 1 GUARANTEE LIMITED
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Next accounts due
2026-03-31
Overdue
Confirmation statement due
2026-11-15 (in 6mo)
Last made up 2025-11-01
Watchouts
Cash
£500K
-57.3% vs 2022
Net assets
£100
-99.9% vs 2022
Employees
—
Average over period
Profit before tax
-£12K
+72.8% vs 2022
Watchouts
Facts from the Companies House register and the latest accounts — not a rating
-
Annual accounts overdue
Due 2026-03-31.
Net assets
2-year trend · vs Financials median
Accounts
2-year trend · latest reflected 2024-03-31
| Metric | Trend | 2022-12-31 | 2024-03-31 |
|---|---|---|---|
| Turnover | £444,511 | £465,699 | |
| Operating profit | -£42,557 | £11,582 | |
| Profit before tax | -£42,557 | -£11,582 | |
| Net profit | -£42,557 | -£11,582 | |
| Cash | £1,172,566 | £500,373 | |
| Total assets less current liabilities | £199,345 | £50,839 | |
| Net assets | £123,842 | £100 | |
| Equity | £123,842 | £100 | |
| Average employees | — | — | |
| Wages | — | — |
Values shown as filed in the company's annual accounts. — indicates the figure wasn't present under that line item in that period. About these numbers
Ratios
Computed from the line items above — sparklines read oldest → newest
| Ratio | Trend | 2022-12-31 | 2024-03-31 |
|---|---|---|---|
| Operating margin | -9.6% | 2.5% | |
| Net margin | -9.6% | -2.5% | |
| Return on capital employed | -21.3% | 22.8% | |
| Current ratio | 1.13x | 1.05x |
Margins divide P&L lines by turnover. Gearing is liabilities over total assets. Current ratio is current assets over creditors falling due within one year. Interest cover is operating profit over absolute finance costs. Sector-distribution context coming next.
Audit & accounting basis
- Accounting basis
- FRS 102
- Reporting scope
- Standalone (parent only)
- Auditor
- KNAV Limited
- Audit opinion
- Unqualified (clean)
- Going concern
- Affirmed
“In February 2024, the Financial Conduct Authority (FCA) regulatory intervention in February 2024, the sale of Guaranteed Asset Protection (GAP) insurance products, which previously accounted for a significant portion of the company's revenue, has been suspended. These events have led to a slowdown in business operations... a material uncertainty exists that may cast significant doubt on the company's ability to continue as a going concern.”
Significant events
- “The company's reporting period has changed to a 15-month period, ended on 31 March 2024, to align with the year end of the new ultimate parent company, Roadzen Inc.”
- “There was a change in control during the period when AXA Partners Holding SA, the previous ultimate parent company, sold Global Insurance Management Ltd and A1 Guarantee Limited to Roadzen group on 30 June 2023.”
- “After the reporting date, the company undertook restructuring activities aimed at improving future cash flows and enhance operational efficiency.”
Auditor, going-concern and subsidiary information is drawn from the narrative of the latest annual accounts. About these numbers
People
2 active · 28 resigned
| Name | Role | Appointed | Born | Nationality |
|---|---|---|---|---|
| KAMBOJ, Ankur | Director | 2023-06-30 | Jan 1981 | Indian |
| MALHOTRA, Rohan | Director | 2023-06-30 | Dec 1985 | Indian |
Show 28 resigned officers
| Name | Role | Appointed | Resigned |
|---|---|---|---|
| BATCHELOR, Stewart Eric | Secretary | 2002-06-01 | 2004-02-09 |
| HUNTER, Jeffrey | Secretary | 2019-12-03 | 2023-06-30 |
| LOY, Michael | Secretary | 2018-09-27 | 2019-05-14 |
| PARKER, Elaine Bridget | Secretary | 2014-02-01 | 2018-09-27 |
| ROBINSON, Peter Joseph | Secretary | 2004-02-09 | 2014-01-31 |
| ROBINSON, Peter Joseph | Secretary | — | 2002-06-01 |
| TROMANS, Robert | Secretary | 2024-02-16 | 2025-06-11 |
| BLANCHARD, Xavier | Director | 2023-06-30 | 2024-07-08 |
| BOND, Adrian John | Director | 2002-05-29 | 2003-09-24 |
| BOTES, Peter Jan | Director | — | 1996-06-30 |
| BROOK, Michael | Director | 1992-10-12 | 1993-01-04 |
| DUNCAN, Richard Austin | Director | 2025-02-03 | 2025-06-30 |
| FRITH, Peter John | Director | 1993-06-24 | 2000-11-10 |
| GILBERT, John David | Director | 2003-09-24 | 2017-07-31 |
| GILBERT, Sandra Claire | Director | 2003-09-24 | 2014-01-31 |
| GOURIER, Philippe Alex Gilles | Director | 2019-12-03 | 2023-06-30 |
| HANCOCK, Roy | Director | 1996-11-22 | 1999-07-12 |
| HARRIS, Thomas Brian | Director | — | 1997-10-01 |
| HAWKINS, Christopher John | Director | 1999-12-14 | 2002-10-31 |
| HUDSON, Keith | Director | — | 1999-04-22 |
| LOCK, Fabrice Emmanuel | Director | 2017-11-01 | 2020-07-31 |
| LUMLEY, Henry Robert Lane | Director | — | 1997-09-26 |
| MEADOWCROFT, Bill | Director | 2003-09-24 | 2005-09-23 |
| PARKER, Elaine Bridget | Director | 2014-01-17 | 2018-09-05 |
| ROBINSON, Peter Joseph | Director | 2002-10-31 | 2014-01-17 |
| RUSHE, Gerald Philip | Director | 1997-10-01 | 2002-04-30 |
| SIMON, Johann Rodolphe Emmanuel | Director | 2018-09-24 | 2019-12-03 |
| TURLEY, Ian | Director | 2020-09-01 | 2024-09-30 |
Ownership
Persons with significant control
| Name | Kind | Nature of control | Notified | Status |
|---|---|---|---|---|
| Mr John David Gilbert | Individual | Significant influence, significant-influence-or-control-as-firm | 2016-04-06 | Ceased 2017-07-31 |
| Global Insurance Mangement Limited | Corporate entity | Shares 75–100% | 2016-04-06 | Active |
Filing timeline
Last 20 of 156 total filings
| Date | Type | Category | Description | |
|---|---|---|---|---|
| 2025-11-11 | CS01 | confirmation-statement | Confirmation statement with no updates | |
| 2025-07-10 | TM01 | officers | Termination director company with name termination date | |
| 2025-06-11 | TM02 | officers | Termination secretary company with name termination date | |
| 2025-06-11 | AA | accounts | Accounts with accounts type full | |
| 2025-02-17 | AP01 | officers | Appoint person director company with name date | |
| 2024-11-14 | CS01 | confirmation-statement | Confirmation statement with no updates | |
| 2024-10-01 | AD01 | address | Change registered office address company with date old address new address | |
| 2024-10-01 | TM01 | officers | Termination director company with name termination date | |
| 2024-07-17 | TM01 | officers | Termination director company with name termination date | |
| 2024-02-20 | AP03 | officers | Appoint person secretary company with name date | |
| 2024-01-17 | CS01 | confirmation-statement | Confirmation statement with no updates | |
| 2023-10-04 | AA | accounts | Accounts with accounts type small | |
| 2023-07-28 | CC04 | change-of-constitution | Statement of companys objects | |
| 2023-07-28 | MA | incorporation | Memorandum articles | |
| 2023-07-28 | RESOLUTIONS | resolution | Resolution | |
| 2023-07-07 | AP01 | officers | Appoint person director company with name date | |
| 2023-07-07 | AP01 | officers | Appoint person director company with name date | |
| 2023-07-06 | AA01 | accounts | Change account reference date company current extended | |
| 2023-07-06 | AP01 | officers | Appoint person director company with name date | |
| 2023-07-06 | TM01 | officers | Termination director company with name termination date |
Public-record activity
Raw counts from Companies House — last 12–24 months
- Filings
- 4
- Capital events
- 0
- Officers appointed
- 0
- Officers resigned
- 2
last 12 months
last 24 months
last 12 months
last 12 months
Direct counts from the register. No score, no rating — see the Filing timeline for the underlying events.
Year-on-year
FY2022 → FY2024 · period ending 2024-03-31 vs 2022-12-31
-
Turnover
+4.8%
£444,511 £465,699
-
Cash
-57.3%
£1,172,566 £500,373
-
Net assets
-99.9%
£123,842 £100
-
Employees
—
Not reported
-
Operating profit
+127.2%
-£42,557 £11,582
-
Profit before tax
+72.8%
-£42,557 -£11,582
Each % is (latest − prior) ÷ |prior| for the line item as filed. Periods don't have to be exactly 12 months apart — a long or short period (typical around incorporation or year-end changes) will distort the comparison. Lines a company doesn't report are omitted. About these numbers