COUTTS FINANCE CO.
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Confirmation statement due
2026-07-02 (in 2mo)
Last made up 2025-06-18
Watchouts
None on the register
Cash
—
Latest balance sheet
Net assets
£7M
-19.5% vs 2023
Employees
0
Average over period
Profit before tax
£5M
-22% vs 2023
Net assets
2-year trend · vs Financials median
Accounts
2-year trend · latest reflected 2024-12-31
| Metric | Trend | 2023-12-31 | 2024-12-31 |
|---|---|---|---|
| Turnover | £8,131,000 | £6,446,000 | |
| Operating profit | £5,960,000 | £4,617,000 | |
| Profit before tax | £5,971,000 | £4,655,000 | |
| Net profit | £4,314,000 | £3,352,000 | |
| Cash | — | — | |
| Total assets less current liabilities | £103,955,000 | £64,012,000 | |
| Net assets | £8,961,000 | £7,213,000 | |
| Equity | £8,961,000 | £7,213,000 | |
| Average employees | 0 | 0 | |
| Wages | — | — |
Values shown as filed in the company's annual accounts. — indicates the figure wasn't present under that line item in that period. About these numbers
Ratios
Computed from the line items above — sparklines read oldest → newest
| Ratio | Trend | 2023-12-31 | 2024-12-31 |
|---|---|---|---|
| Operating margin | 73.3% | 71.6% | |
| Net margin | 53.1% | 52.0% | |
| Return on capital employed | 5.7% | 7.2% | |
| Gearing (liabilities / total assets) | 94.3% | 92.7% | |
| Interest cover | 2.91x | 2.81x |
Margins divide P&L lines by turnover. Gearing is liabilities over total assets. Current ratio is current assets over creditors falling due within one year. Interest cover is operating profit over absolute finance costs. Sector-distribution context coming next.
Audit & accounting basis
- Accounting basis
- IFRS
- Reporting scope
- Standalone (parent only)
- Auditor
- Ernst & Young LLP
- Audit opinion
- Unqualified (clean)
- Going concern
- Affirmed
“These financial statements are prepared on a going concern basis, see accounting policy 1 on page 13.”
Auditor, going-concern and subsidiary information is drawn from the narrative of the latest annual accounts. About these numbers
People
3 active · 42 resigned
| Name | Role | Appointed | Born | Nationality |
|---|---|---|---|---|
| NATWEST GROUP SECRETARIAL SERVICES LIMITED | Corporate Secretary | 2021-03-19 | — | — |
| CRYSTAL, Emma Linnea Mathilda | Director | 2024-07-08 | May 1979 | British |
| MUNRO, Elizabeth Amstutz | Director | 2025-10-01 | Aug 1970 | British |
Show 42 resigned officers
| Name | Role | Appointed | Resigned |
|---|---|---|---|
| ARBER, Annabelle Katy | Secretary | 2019-02-01 | 2020-03-11 |
| DOYLE, Sally Anne | Secretary | 2000-03-13 | 2016-09-12 |
| GLENNIE, Gloria Jayne | Secretary | 1998-09-29 | 1999-06-01 |
| LEWIS, Timothy John | Secretary | — | 1996-09-09 |
| LINSLEY, Samantha Helen | Secretary | 1996-09-09 | 1998-09-30 |
| MACKAY, Fiona Mary | Secretary | 2016-09-12 | 2019-01-31 |
| NICHOLSON, Ruth | Secretary | 1999-06-01 | 2000-03-13 |
| RICKS, Ralph Antoine | Secretary | 2020-03-11 | 2021-03-19 |
| ASSHETON, Nicholas, The Hon | Director | 1993-09-30 | 1999-05-23 |
| BOYLAN, Siobhan Geraldine | Director | 2023-09-01 | 2025-07-18 |
| BUTLER, Anthony Richard | Director | 1994-01-18 | 2002-11-30 |
| CARTER, Nigel Desmond | Director | 2004-06-30 | 2009-07-31 |
| CLARRY, James Antony | Director | 2015-11-23 | 2019-11-06 |
| COLYER, Edward George | Director | 2002-11-25 | 2004-06-30 |
| CORIN, Anthony Hugo | Director | 1995-11-30 | 1997-03-29 |
| CROMWELL, Kelvin George | Director | 2000-12-01 | 2002-12-31 |
| FARNSWORTH, Ian Ross | Director | — | 1995-06-30 |
| FLAVEL, Peter Gordon | Director | 2019-11-06 | 2023-07-27 |
| FLETCHER, Stephen John | Director | 2008-10-01 | 2015-07-14 |
| FROST, Gavin Christopher | Director | 2011-02-21 | 2013-12-31 |
| GORNALL, Nicholas David Stanley | Director | 2009-11-02 | 2012-01-27 |
| HAIGH, Andrew Michael | Director | 2002-11-25 | 2012-05-25 |
| HILTON, Mark | Director | 1997-06-12 | 1999-11-08 |
| HORNE, Christopher Malcolm | Director | — | 1996-09-27 |
| KIRBY, Alice Josephine | Director | 2003-10-23 | 2004-06-30 |
| KYLE, Andrew Richard | Director | 2019-03-19 | 2023-08-01 |
| LAY, Ian Stuart | Director | 1999-11-08 | 2004-06-30 |
| LITTLEBOY, Peregrine Aidan Eldon | Director | 2004-06-30 | 2008-10-01 |
| MONEY-COUTTS, David Burdett, Sir | Director | — | 1993-09-30 |
| MORLEY, Michael John | Director | 2012-05-25 | 2016-03-21 |
| MULHOLLAND, Brian Martin | Director | 2015-07-01 | 2016-08-22 |
| NEWEY, Stuart William | Director | 2014-03-03 | 2019-11-06 |
| RAWLINGSON, James Hedley | Director | 2007-05-08 | 2011-02-22 |
| REGAN, Michael Robert | Director | 2016-09-01 | 2019-01-31 |
| SMITH, Paul Alfred | Director | 2012-01-27 | 2015-08-07 |
| STEMMONS, Robert Earl | Director | 1996-09-09 | 2000-12-01 |
| SYED, Mohammad Kamal | Director | 2023-07-27 | 2024-07-08 |
| TAYLOR, Robert Bruce | Director | 2004-06-30 | 2004-07-14 |
| TURNER, Kate Macdonald | Director | 2004-08-11 | 2011-12-16 |
| WELLS, Stuart Henry | Director | — | 1994-01-17 |
| WHITE, Duncan Robert | Director | 2003-01-06 | 2003-09-19 |
| WILLIAMS, Dylan Lee | Director | 2012-01-27 | 2019-11-06 |
Ownership
Persons with significant control
| Name | Kind | Nature of control | Notified | Status |
|---|---|---|---|---|
| Coutts & Company | Corporate entity | Shares 75–100%, Voting 75–100% | 2016-04-06 | Active |
Filing timeline
Last 20 of 208 total filings
| Date | Type | Category | Description | |
|---|---|---|---|---|
| 2025-10-14 | AP01 | officers | Appoint person director company with name date | |
| 2025-07-21 | TM01 | officers | Termination director company with name termination date | |
| 2025-06-26 | CS01 | confirmation-statement | Confirmation statement with updates | |
| 2025-05-13 | CS01 | confirmation-statement | Confirmation statement with updates | |
| 2025-05-06 | AA | accounts | Accounts with accounts type full | |
| 2024-08-07 | CH01 | officers | Change person director company with change date | |
| 2024-07-09 | TM01 | officers | Termination director company with name termination date | |
| 2024-07-09 | AP01 | officers | Appoint person director company with name date | |
| 2024-05-09 | AA | accounts | Accounts with accounts type full | |
| 2024-04-25 | CS01 | confirmation-statement | Confirmation statement with updates | |
| 2023-09-05 | AP01 | officers | Appoint person director company with name date | |
| 2023-08-18 | AP01 | officers | Appoint person director company with name date | |
| 2023-08-18 | TM01 | officers | Termination director company with name termination date | |
| 2023-08-18 | TM01 | officers | Termination director company with name termination date | |
| 2023-04-20 | CS01 | confirmation-statement | Confirmation statement with updates | |
| 2023-03-30 | AA | accounts | Accounts with accounts type full | |
| 2022-05-26 | AA | accounts | Accounts with accounts type full | |
| 2022-04-14 | CS01 | confirmation-statement | Confirmation statement with updates | |
| 2021-08-26 | CH01 | officers | Change person director company with change date | |
| 2021-08-26 | CH01 | officers | Change person director company with change date |
Public-record activity
Raw counts from Companies House — last 12–24 months
- Filings
- 5
- Capital events
- 0
- Officers appointed
- 1
- Officers resigned
- 1
last 12 months
last 24 months
last 12 months
last 12 months
Direct counts from the register. No score, no rating — see the Filing timeline for the underlying events.
Year-on-year
FY2023 → FY2024 · period ending 2024-12-31 vs 2023-12-31
-
Turnover
-20.7%
£8,131,000 £6,446,000
-
Cash
—
Not reported
-
Net assets
-19.5%
£8,961,000 £7,213,000
-
Employees
—
Not reported
-
Operating profit
-22.5%
£5,960,000 £4,617,000
-
Profit before tax
-22%
£5,971,000 £4,655,000
Each % is (latest − prior) ÷ |prior| for the line item as filed. Periods don't have to be exactly 12 months apart — a long or short period (typical around incorporation or year-end changes) will distort the comparison. Lines a company doesn't report are omitted. About these numbers