JULIAN HODGE BANK LIMITED
Get an alert when JULIAN HODGE BANK LIMITED files next
Leroy will email you the moment a new filing lands at Companies House — one short note per filing, nothing else.
Next accounts due
2027-06-30 (in 1y)
Last filed for 2025-09-30
Confirmation statement due
2027-05-07 (in 1y)
Last made up 2026-04-23
Watchouts
None on the register
Cash
£70M
-54.1% vs 2024
Net assets
£180M
-1.9% vs 2024
Employees
288
-10.3% vs 2024
Profit before tax
-£6M
-176.2% vs 2024
Name history
Renamed 1 time since incorporation
- JULIAN HODGE BANK LIMITED 1988-07-01 → present
- CARLYLE FINANCE LIMITED 1962-12-07 → 1988-07-01
Net assets
2-year trend · vs Financials median
Accounts
2-year trend · latest reflected 2025-09-30
| Metric | Trend | 2024-09-30 | 2025-09-30 |
|---|---|---|---|
| Turnover | £109,400,000 | £122,900,000 | |
| Operating profit | £400,000 | -£400,000 | |
| Profit before tax | -£2,100,000 | -£5,800,000 | |
| Net profit | -£1,700,000 | -£3,900,000 | |
| Cash | £151,300,000 | £69,500,000 | |
| Total assets less current liabilities | £1,143,300,000 | £925,200,000 | |
| Net assets | £183,200,000 | £179,800,000 | |
| Equity | £183,200,000 | £179,800,000 | |
| Average employees | 321 | 288 | |
| Wages | £19,000,000 | £16,800,000 |
Values shown as filed in the company's annual accounts. — indicates the figure wasn't present under that line item in that period. About these numbers
Ratios
Computed from the line items above — sparklines read oldest → newest
| Ratio | Trend | 2024-09-30 | 2025-09-30 |
|---|---|---|---|
| Operating margin | 0.4% | -0.3% | |
| Net margin | -1.6% | -3.2% | |
| Return on capital employed | 0.0% | -0.0% | |
| Gearing (liabilities / total assets) | 90.9% | 91.5% | |
| Current ratio | 0.26x | 0.43x | |
| Interest cover | 0.01x | -0.00x |
Margins divide P&L lines by turnover. Gearing is liabilities over total assets. Current ratio is current assets over creditors falling due within one year. Interest cover is operating profit over absolute finance costs. Sector-distribution context coming next.
Audit & accounting basis
- Accounting basis
- IFRS
- Reporting scope
- Standalone (parent only)
- Auditor
- Ernst & Young LLP
- Audit opinion
- Unqualified (clean)
- Going concern
- Affirmed
“The financial statements have been prepared on a going concern basis. The Directors have considered the appropriateness of the going concern basis of preparation of the financial statements taking into account the Bank's current and projected trading performance as well as consideration of the capital and liquidity positions of the Bank.”
Significant events
- “The new savings platform, Dy Arian, has been embedded into the Bank and we have seen the first impact of the broader product range that this brings.”
- “In 2025, we embarked on a phase 1 journey, particularly for customers who are approaching fixed rate maturity and to improve the experience for our colleagues as it is a predominantly manual process.”
Auditor, going-concern and subsidiary information is drawn from the narrative of the latest annual accounts. About these numbers
People
9 active · 33 resigned
| Name | Role | Appointed | Born | Nationality |
|---|---|---|---|---|
| KINCAID, Melanie Jane | Secretary | 2023-01-26 | — | — |
| BARBOUR, John James | Director | 2017-03-16 | Apr 1960 | British |
| BICKERSTAFF, Penelope | Director | 2022-09-22 | Dec 1959 | British |
| DEL BEATO, Ilaria Jane | Director | 2026-05-06 | Oct 1966 | British |
| HUGHES, Graeme Philip | Director | 2019-09-19 | Apr 1964 | British |
| LAING, Iain Gordon | Director | 2020-07-30 | Jan 1971 | British |
| PREECE, Janet Susan | Director | 2021-09-30 | Jan 1976 | British |
| SAULET, Richard Dominic | Director | 2026-03-19 | Jul 1975 | British |
| WHEELER, Thomas Graham | Director | 2024-06-26 | Dec 1962 | British |
Show 33 resigned officers
| Name | Role | Appointed | Resigned |
|---|---|---|---|
| EVANS, Ernest Michael Selwyn | Secretary | — | 2002-12-31 |
| FENNER EVANS, Ian Michael | Secretary | 2003-12-18 | 2010-07-13 |
| JAMES, David Ian | Secretary | 2002-12-31 | 2003-12-18 |
| WILLIAMS, Kirsty Grace | Secretary | 2018-09-04 | 2022-10-28 |
| YATES, Rhian | Secretary | 2010-07-13 | 2018-07-30 |
| AUSTIN, David Michael | Director | — | 2019-02-07 |
| BOWEN, David Alun | Director | 2013-08-29 | 2020-12-31 |
| BURTON, Matthew James | Director | 2020-04-09 | 2023-03-03 |
| CAVE, Richard Eric | Director | — | 2003-10-31 |
| COLEMAN, Peter Francis | Director | — | 2002-07-19 |
| GULLAND, David Walter | Director | 2019-05-02 | 2019-11-01 |
| GWYTHER, Hugh Michael | Director | — | 1994-02-23 |
| HALSEY, Alison Margaret | Director | 2020-11-06 | 2021-08-31 |
| HAMMONDS, Eric Mansell | Director | — | 2003-10-31 |
| HODGE, Julian Jonathan | Director | — | 2019-10-31 |
| HODGE, Keith | Director | 1994-02-23 | 2003-10-31 |
| JAMES, David Ian | Director | 2003-12-18 | 2011-07-22 |
| JAMES, David Keith Marlais | Director | 2002-05-01 | 2017-06-30 |
| JONES, Clive Middleton | Director | 2000-07-26 | 2003-11-13 |
| JONES, Derrek Layton | Director | — | 2002-06-25 |
| JONES, Hywel Gwyn | Director | 2002-07-19 | 2013-08-29 |
| JONES, Richard Alexander | Director | 2020-10-09 | 2021-09-03 |
| LANDEN, David John | Director | 2011-07-22 | 2026-01-30 |
| MATHIAS, William Richard | Director | 1993-07-28 | 2002-07-19 |
| MITCHELL, John Douglas | Director | 2002-07-19 | 2011-12-31 |
| MOLYNEUX, Helen Clare | Director | 2015-06-18 | 2022-03-24 |
| MORRIS, Benjamin Stephen | Director | — | 1994-02-23 |
| PATEMAN, Stephen James | Director | 2019-02-07 | 2020-03-16 |
| PIPER, Adrian Norman | Director | 2010-06-24 | 2020-04-30 |
| POWELL, Christopher John | Director | 1999-05-26 | 2002-07-19 |
| STANDISH, Mark Nicholas | Director | 2000-04-26 | 2006-07-01 |
| STONEMAN, Peter | Director | 2003-03-26 | 2008-06-26 |
| WALLACE, Aileen | Director | 2020-04-24 | 2025-11-30 |
Ownership
Persons with significant control
| Name | Kind | Nature of control | Notified | Status |
|---|---|---|---|---|
| Hodge Limited | Corporate entity | Shares 75–100%, Voting 75–100%, Appoints directors | 2017-10-31 | Active |
| The Carlyle Trust Limited | Corporate entity | Shares 75–100%, Voting 75–100%, Appoints directors | 2016-04-06 | Ceased 2017-10-31 |
Filing timeline
Last 20 of 222 total filings
| Date | Type | Category | Description | |
|---|---|---|---|---|
| 2026-05-08 | AP01 | officers | Appoint person director company with name date | |
| 2026-05-07 | CH01 | officers | Change person director company with change date | |
| 2026-04-28 | CS01 | confirmation-statement | Confirmation statement with no updates | |
| 2026-04-14 | AA | accounts | Accounts with accounts type full | |
| 2026-03-26 | AP01 | officers | Appoint person director company with name date | |
| 2026-02-03 | TM01 | officers | Termination director company with name termination date | |
| 2025-12-02 | TM01 | officers | Termination director company with name termination date | |
| 2025-06-12 | AA | accounts | Accounts with accounts type full | |
| 2025-04-23 | CS01 | confirmation-statement | Confirmation statement with no updates | |
| 2024-12-11 | CH01 | officers | Change person director company with change date | |
| 2024-06-26 | AP01 | officers | Appoint person director company with name date | |
| 2024-06-02 | AA | accounts | Accounts with accounts type full | |
| 2024-05-09 | CS01 | confirmation-statement | Confirmation statement with no updates | |
| 2023-07-06 | AA | accounts | Accounts with accounts type full | |
| 2023-06-21 | PSC02 | persons-with-significant-control | Notification of a person with significant control | |
| 2023-06-21 | PSC07 | persons-with-significant-control | Cessation of a person with significant control | |
| 2023-06-21 | CS01 | confirmation-statement | Confirmation statement with updates | |
| 2023-03-03 | TM01 | officers | Termination director company with name termination date | |
| 2023-02-07 | AP03 | officers | Appoint person secretary company with name date | |
| 2022-10-31 | TM02 | officers | Termination secretary company with name termination date |
Public-record activity
Raw counts from Companies House — last 12–24 months
- Filings
- 8
- Capital events
- 0
- Officers appointed
- 2
- Officers resigned
- 2
last 12 months
last 24 months
last 12 months
last 12 months
Direct counts from the register. No score, no rating — see the Filing timeline for the underlying events.
Year-on-year
FY2024 → FY2025 · period ending 2025-09-30 vs 2024-09-30
-
Turnover
+12.3%
£109,400,000 £122,900,000
-
Cash
-54.1%
£151,300,000 £69,500,000
-
Net assets
-1.9%
£183,200,000 £179,800,000
-
Employees
-10.3%
321 288
-
Operating profit
-200%
£400,000 -£400,000
-
Profit before tax
-176.2%
-£2,100,000 -£5,800,000
-
Wages
-11.6%
£19,000,000 £16,800,000
Each % is (latest − prior) ÷ |prior| for the line item as filed. Periods don't have to be exactly 12 months apart — a long or short period (typical around incorporation or year-end changes) will distort the comparison. Lines a company doesn't report are omitted. About these numbers