UK Companies House feature
SECURE TRUST BANK PUBLIC LIMITED COMPANY
Profile
- Company number
- 00541132
- Status
- Active
- Incorporation
- 1954-11-26
- Last accounts made up
- 2024-12-31
- Account category
- GROUP
- Primary SIC
- 64191
- Hubs
- UK Fintech
Accounts
Pending extraction
No iXBRL extracted yet for this company.
Audit & accounting basis
From AI-extracted PDF accounts
- Accounting basis
- IFRS
- Reporting scope
- Consolidated (group)
- Auditor
- Deloitte LLP
- Audit opinion
- Unqualified (clean)
- Going concern
- Affirmed
“The Directors confirm that the Group and the Company will be able to continue to operate within its available resources for at least 12 months from the date of this report. The Directors therefore consider it appropriate to prepare the annual Financial Statements on a going concern basis of accounting.”
Significant events
- “In October, we rolled out the enhanced capability of our AppToPay proposition in Retail Finance allowing the origination of new Retail Finance loans through Open-Banking. This provides the initial foundations for providing lending services to new customers in an improved digital journey.”
- “The BIFD review resulted in a larger stock of defaulted accounts in the motor finance portfolio and an associated loan impairment provision. The stock of defaulted accounts increased during the second half of the year, and as noted above, market conditions were not only creating headwinds, but also impacting the asset quality within the motor finance sector.”
- “Adjusted² profit before tax for the year ended 31 December 2024 increased by 18.0% to £100.9 million (2023: £85.5 million). Excluding impairment charges, which were impacted by new FCA regulatory expectations, and other exceptional items as explained in the following section, adjusted² profit before tax increased by 18.0% to £100.9 million (2023: £85.5 million).”
Auditor / going-concern / subsidiary information is extracted from the PDF version of the latest annual accounts and is not tagged in iXBRL. About these numbers
People
9 active · 41 resigned
| Name | Role | Appointed | Born | Nationality |
|---|---|---|---|---|
| DANIELS, Lisa Jane | Secretary | 2024-03-12 | — | — |
| BROWN, James Alexander | Director | 2024-03-31 | Oct 1960 | New Zealander |
| COLSELL, Steve | Director | 2025-06-12 | Jul 1964 | British |
| CORFIELD, Ian | Director | 2025-09-08 | Nov 1971 | British |
| HOPES, Julie | Director | 2024-10-24 | Jan 1968 | British |
| LAWRENCE, Rachel Michelle | Director | 2020-09-23 | Mar 1970 | British |
| MITCHELL, Victoria Grant | Director | 2023-11-01 | Jan 1965 | British |
| MYERS, Paul Christopher | Director | 2018-11-28 | Mar 1964 | British |
| WILLIAMSON, Finlay Ferguson | Director | 2021-06-30 | Apr 1959 | British |
Show 41 resigned officers
| Name | Role | Appointed | Resigned |
|---|---|---|---|
| KARTER, Alan Jonathan | Secretary | 2014-08-31 | 2019-07-17 |
| KAYE, Jeremy Robin | Secretary | 1991-09-17 | 2014-08-31 |
| MAYO, Charles John | Secretary | 2024-02-09 | 2024-03-12 |
| MOSS, Michael Charles | Secretary | — | 1991-09-17 |
| STEVENS, Mark Philip David | Secretary | 2019-07-17 | 2024-02-09 |
| ANGEST, Henry, Sir | Director | — | 2018-08-08 |
| ANTHONY, David Gwilym | Director | 2007-02-22 | 2010-03-22 |
| BERRESFORD, Dorothy Ann | Director | 2016-11-22 | 2025-12-30 |
| BUTCHER, John Patrick | Director | 2000-11-15 | 2004-12-31 |
| COBB, James Robert | Director | 2008-11-01 | 2011-09-08 |
| DAUNCEY, Robert Oliver | Director | 1993-09-16 | 2000-12-31 |
| DEAKIN, Keith Nicholas Francis | Director | 1992-07-01 | 2007-02-05 |
| FIELDEN, Nicholas Mark | Director | 2007-01-02 | 2011-06-03 |
| FIELDING, Patricia Gwendoline | Director | 1992-07-01 | 2001-04-06 |
| FORSYTH, Michael Bruce, The Rt Hon Lord | Director | 2014-03-01 | 2024-05-16 |
| FULLER, Mark Anthony | Director | 2006-12-07 | 2008-01-31 |
| GILES, Andrew James Victor | Director | 1999-03-01 | 2000-02-25 |
| HAYES, Kevin Anthony | Director | 2011-06-17 | 2011-09-09 |
| JENNISON, Gary Antony | Director | 2006-09-25 | 2010-05-10 |
| KAPUR, Neeraj | Director | 2011-05-31 | 2019-12-06 |
| LOCKLEY, Stephen John | Director | 1994-06-20 | 2006-09-30 |
| LYNAM, Paul Anthony | Director | 2010-09-13 | 2021-01-05 |
| MARROW, Paul | Director | 2011-03-03 | 2020-06-24 |
| MCCREADIE, David Andrew | Director | 2019-12-17 | 2025-09-08 |
| MIDDLETON, Ronald | Director | 1992-07-01 | 2002-02-14 |
| MOSS, Michael Charles | Director | — | 1992-06-30 |
| NEVILLE-ROLFE, Lucy Jeanne, Baroness | Director | 2018-11-28 | 2022-09-21 |
| NIELD, David Robert | Director | 2010-05-20 | 2011-09-09 |
| OMALLEY, Thomas Anthony | Director | 1994-04-21 | 1995-11-07 |
| PASTON, Ronald | Director | — | 2002-06-30 |
| PEARSON, Derek | Director | 1992-07-01 | 2007-02-05 |
| PEARSON, Edward | Director | 1996-09-12 | 2004-01-18 |
| PROCTOR, Dean Michael | Director | 2010-11-25 | 2011-09-16 |
| SALMON, Andrew Alfred | Director | 2003-07-08 | 2018-08-08 |
| SERGEANT, Carol Frances | Director | 2011-09-08 | 2015-12-31 |
| SHERIFF, Paul Nigel | Director | 2006-09-21 | 2008-10-31 |
| SHIPLEY, John Waterhouse | Director | 1992-07-01 | 2007-04-30 |
| STEWART, Victoria Katharine | Director | 2016-11-22 | 2024-12-31 |
| TURRELL, Atholl Denis, Dr | Director | 2010-02-25 | 2011-09-08 |
| WICKHAM, Robert Joseph Johnstone | Director | 1998-01-05 | 2011-09-07 |
| WOODLEY, Owen Pearson | Director | 2007-01-02 | 2010-11-01 |
Ownership
Persons with significant control
No PSC data extracted yet.
Filing timeline
Last 20 of 311 total filings
| Date | Type | Category | Description |
|---|---|---|---|
| 2026-04-21 | SH01 | capital | capital allotment shares |
| 2026-03-30 | CH01 | officers | change person director company with change date |
| 2026-03-23 | SH01 | capital | capital allotment shares |
| 2026-02-19 | SH01 | capital | capital allotment shares |
| 2026-01-30 | SH01 | capital | capital allotment shares |
| 2026-01-27 | CH01 | officers | change person director company with change date |
| 2026-01-15 | AD02 | address | change sail address company with old address new address |
| 2026-01-09 | TM01 | officers | termination director company with name termination date |
| 2025-12-18 | SH01 | capital | capital allotment shares |
| 2025-12-05 | ANNOTATION | miscellaneous | legacy |
| 2025-11-13 | SH01 | capital | capital allotment shares |
| 2025-10-31 | CH01 | officers | change person director company with change date |
| 2025-09-09 | AP01 | officers | appoint person director company with name date |
| 2025-09-09 | TM01 | officers | termination director company with name termination date |
| 2025-07-01 | SH01 | capital | capital allotment shares |
| 2025-06-23 | AP01 | officers | appoint person director company with name date |
| 2025-06-19 | CS01 | confirmation-statement | confirmation statement with no updates |
| 2025-06-05 | AA | accounts | accounts with accounts type group |
| 2025-06-03 | SH01 | capital | capital allotment shares |
| 2025-05-28 | RESOLUTIONS | resolution | resolution |
Credit score
Altman Z″ — composite of working capital, retained earnings, EBIT, and leverage
Credit score requires extracted accounts data.
Activity Score
Filings velocity, capital events, officer churn, accounts trajectory
Activity Score not yet computed for this company.