AXA SERVICES LIMITED
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Next accounts due
2027-09-30 (in 1y)
Last filed for 2025-12-31
Confirmation statement due
2027-01-23 (in 8mo)
Last made up 2026-01-09
Watchouts
None on the register
Cash
£3K
0% vs 2024
Net assets
£5M
+19.6% vs 2024
Employees
3,351
-5.6% vs 2024
Profit before tax
£1M
+17% vs 2024
Name history
Renamed 4 times since incorporation
- AXA SERVICES LIMITED 1999-10-04 → present
- GUARDIAN ROYAL EXCHANGE SERVICES LIMITED 1997-09-01 → 1999-10-04
- GUARDIAN DIRECT SERVICES LIMITED 1996-07-01 → 1997-09-01
- RAC INSURANCE BROKERS LIMITED 1984-09-13 → 1996-07-01
- BEDDALL BRADFORD AND COMPANY LIMITED 1947-12-03 → 1984-09-13
Net assets
2-year trend · vs Industrials median
Accounts
2-year trend · latest reflected 2025-12-31
| Metric | Trend | 2024-12-31 | 2025-12-31 |
|---|---|---|---|
| Turnover | £596,003,000 | £628,029,000 | |
| Operating profit | £947,000 | £1,108,000 | |
| Profit before tax | £947,000 | £1,108,000 | |
| Net profit | £710,000 | £831,000 | |
| Cash | £3,000 | £3,000 | |
| Total assets less current liabilities | £10,742,000 | £11,131,000 | |
| Net assets | £4,242,000 | £5,073,000 | |
| Equity | £4,242,000 | £5,073,000 | |
| Average employees | 3,550 | 3,351 | |
| Wages | £160,420,000 | £160,368,000 |
Values shown as filed in the company's annual accounts. — indicates the figure wasn't present under that line item in that period. About these numbers
Ratios
Computed from the line items above — sparklines read oldest → newest
| Ratio | Trend | 2024-12-31 | 2025-12-31 |
|---|---|---|---|
| Operating margin | 0.2% | 0.2% | |
| Net margin | 0.1% | 0.1% | |
| Return on capital employed | 8.8% | 10.0% | |
| Current ratio | 1.07x | 1.05x |
Margins divide P&L lines by turnover. Gearing is liabilities over total assets. Current ratio is current assets over creditors falling due within one year. Interest cover is operating profit over absolute finance costs. Sector-distribution context coming next.
Audit & accounting basis
- Accounting basis
- FRS 101
- Reporting scope
- Standalone (parent only)
- Auditor
- KPMG LLP
- Audit opinion
- Unqualified (clean)
- Going concern
- Affirmed
“The directors have considered the appropriateness of the going concern basis on the preparation of the financial statements taking into account the Company's current and projected performance. ... On consideration of the above information the Company is well placed to manage its business risks and has adequate resources to continue in operational existence for the foreseeable future, being at least 12 months from the date of approval of the financial statements. Accordingly, the directors continue to adopt the going concern basis in preparing the Annual Financial Report.”
Significant events
- “In June 2025, the Board reviewed and approved its annual Slavery and Human Trafficking Statement pursuant to Section 54 of the UK Modern Slavery Act 2015 ("MSA").”
- “In 2025, we built on the progress made in 2024 by embedding volunteering into the onboarding and induction processes of our workforce in teams with lower volunteering participation in FY24 and other areas of significant recruitment including COO.”
- “In June 2025 AXA UK launched a collaboration with Women's Aid and Smart Works which will enable AXA Retail car and home insurance customers who are experiencing domestic abuse to access vital support services in their moment of need.”
- “In Q3 2025, AXA UK established a new, central sustainability team to develop, coordinate and deliver a refreshed sustainability strategy. This revised strategy went live in Q3 2025 and strategy sets out our targets and commitments and how we will meet them based on clear governance, accountability and engagement.”
Auditor, going-concern and subsidiary information is drawn from the narrative of the latest annual accounts. About these numbers
People
4 active · 62 resigned
| Name | Role | Appointed | Born | Nationality |
|---|---|---|---|---|
| BYE, Karina Jane | Secretary | 2024-12-13 | — | — |
| DE LA SERVE, Henri | Director | 2025-09-01 | Apr 1983 | French |
| FOLEY, Tara Maria Theresa | Director | 2020-12-08 | Oct 1970 | Irish |
| WALKER, Jonathan Paul | Director | 2018-07-13 | Apr 1971 | British |
Show 62 resigned officers
| Name | Role | Appointed | Resigned |
|---|---|---|---|
| CLAYTON, John Reginald William | Secretary | 1996-04-29 | 1999-10-31 |
| HAYHURST, Moya Jane | Secretary | 2024-06-19 | 2024-12-13 |
| KEMLO, Hugh | Secretary | — | 1996-04-29 |
| RICHARDSON, Ian David Lea | Secretary | 1999-10-31 | 2004-10-20 |
| RIDDY, Caroline Anne | Secretary | 2020-06-16 | 2024-06-19 |
| SMALL, Jeremy Peter | Secretary | 2004-10-20 | 2020-06-16 |
| AUGIER, Martin Kenneth | Director | 1996-10-11 | 1997-12-30 |
| BATEMAN, Martin Henry | Director | 1992-01-01 | 1994-09-19 |
| BLANC, Amanda Jayne | Director | 2011-02-28 | 2018-04-10 |
| BREITBURD, Amelie Marie | Director | 2019-01-01 | 2020-03-31 |
| BRINN, Nigel James | Director | 1995-02-27 | 1996-04-24 |
| CHEETHAM, Christopher Spencer | Director | 1999-10-04 | 2000-03-23 |
| CORCORAN, David | Director | 1997-01-31 | 1998-09-08 |
| DAVIES, Alan Glyn | Director | 1996-04-29 | 1996-12-13 |
| DROUFFE, Jean Paul Dominique Louis | Director | 2010-09-17 | 2013-08-31 |
| DUNHAM, William John | Director | 1997-01-31 | 1999-06-30 |
| EVANS, Paul James | Director | 2010-10-01 | 2016-06-24 |
| EVANS, Paul James | Director | 2001-11-19 | 2003-08-12 |
| GIENAL, Claudio | Director | 2019-12-09 | 2023-08-31 |
| GREGORY, Brian George | Director | 1996-04-29 | 1997-11-28 |
| GUY, Paul Nelson | Director | — | 1994-12-31 |
| HANNAH, Charles Gordon | Director | 1996-10-11 | 1997-12-30 |
| HARDY, Stephen Nicholas | Director | 2011-04-04 | 2012-06-19 |
| HASTE, Andrew Kenneth | Director | 1999-10-04 | 2001-11-19 |
| HOLMES, Virginia Anne | Director | 2000-03-23 | 2000-12-13 |
| HOMER, Andrew Charles | Director | 1999-10-04 | 2001-11-16 |
| HOPPE, Gordon Richard | Director | — | 1992-02-19 |
| HOWELL, Gareth Ross | Director | 2018-07-13 | 2019-02-13 |
| HUBBARD, Peter John | Director | 2002-08-30 | 2008-04-11 |
| JOHNSON, Ian Howard | Director | 2007-08-29 | 2008-07-29 |
| JOHSON, Neil Anthony | Director | 1996-01-03 | 1996-04-29 |
| LAMBLE, Reginald John | Director | 1992-10-01 | 1996-04-24 |
| LIMB, Michael James | Director | — | 1994-02-09 |
| LIVERMORE, David John | Director | 1994-02-11 | 1995-10-05 |
| MALIK, Waseem Ullah | Director | 2016-12-09 | 2018-03-31 |
| MASO Y GUELL RIVET, Philippe Louis Herbert | Director | 2009-11-05 | 2011-03-02 |
| MASON, Peter William | Director | 1997-01-31 | 1999-06-30 |
| MASSON, Yves | Director | 2013-03-07 | 2015-12-05 |
| MATRAS, Laurent | Director | 2019-12-09 | 2020-11-26 |
| MATRAS, Laurent Michel Robert | Director | 2004-04-27 | 2007-12-29 |
| MCCAFFERTY, Brendan Eamon | Director | 2017-07-12 | 2018-01-30 |
| MOQUET, Roland Jean Andre | Director | 2020-06-04 | 2025-09-01 |
| ODDIE, Alan James | Director | 1997-01-31 | 1999-10-04 |
| OFFORD, Stephen | Director | 2004-04-27 | 2006-10-30 |
| OWEN, Peter Edward | Director | 1998-07-15 | 1999-11-05 |
| PIERCE, Raymond Francis | Director | 1996-04-29 | 1999-07-31 |
| POUPART-LAFARGE, Bertrand | Director | 2013-10-25 | 2018-12-31 |
| REGAN, Patrick Charles | Director | 2003-08-12 | 2004-02-09 |
| RICHARDSON, Ian David Lea | Director | 1999-10-04 | 2007-12-31 |
| RICHARDSON, Nigel Kingsley | Director | 1996-04-29 | 1996-11-11 |
| RITCHIE, Hamish Martin John | Director | — | 1996-04-24 |
| ROBERTS, Julian Victor Frow | Director | 1999-10-04 | 2000-07-31 |
| ROBINS, John Vernon Harry | Director | 1997-10-31 | 1999-06-30 |
| ROBINSON, Ian | Director | 2008-01-01 | 2010-07-12 |
| ROGERS, Richard Thomas | Director | — | 1998-01-01 |
| ROSE, Jeffrey David | Director | — | 1996-04-29 |
| SINCLAIR, John | Director | 1997-10-31 | 1999-05-04 |
| SPARKS, Alexander Pratt | Director | — | 1996-04-24 |
| TORRANCE, David Winton Watt | Director | 1998-09-08 | 1999-10-04 |
| WILLIAMS, John Alan | Director | — | 1996-04-24 |
| WOOD, Gregory Mark | Director | 1999-07-01 | 2001-02-21 |
| ZWEIBRUCKER, Alain Charles Florent | Director | 2024-06-12 | 2025-12-31 |
Ownership
Persons with significant control
| Name | Kind | Nature of control | Notified | Status |
|---|---|---|---|---|
| Guardian Royal Exchange Public Limited Company | Corporate entity | Shares 75–100%, Voting 75–100%, Appoints directors | 2016-04-06 | Active |
Filing timeline
Last 20 of 289 total filings
| Date | Type | Category | Description | |
|---|---|---|---|---|
| 2026-04-27 | AA | accounts | Accounts with accounts type full | |
| 2026-01-22 | CS01 | confirmation-statement | Confirmation statement with no updates | |
| 2026-01-21 | TM01 | officers | Termination director company with name termination date | |
| 2025-10-15 | CH01 | officers | Change person director company with change date | |
| 2025-09-05 | CH01 | officers | Change person director company with change date | |
| 2025-09-04 | AP01 | officers | Appoint person director company with name date | |
| 2025-09-04 | TM01 | officers | Termination director company with name termination date | |
| 2025-06-12 | AA | accounts | Accounts with accounts type full | |
| 2025-01-21 | CS01 | confirmation-statement | Confirmation statement with no updates | |
| 2024-12-16 | TM02 | officers | Termination secretary company with name termination date | |
| 2024-12-16 | AP03 | officers | Appoint person secretary company with name date | |
| 2024-07-01 | AA | accounts | Accounts with accounts type full | |
| 2024-06-21 | AP03 | officers | Appoint person secretary company with name date | |
| 2024-06-20 | TM02 | officers | Termination secretary company with name termination date | |
| 2024-06-13 | AP01 | officers | Appoint person director company with name date | |
| 2024-02-09 | CH01 | officers | Change person director company with change date | |
| 2024-01-23 | CS01 | confirmation-statement | Confirmation statement with no updates | |
| 2023-08-31 | TM01 | officers | Termination director company with name termination date | |
| 2023-04-27 | AA | accounts | Accounts with accounts type full | |
| 2023-04-18 | CH01 | officers | Change person director company with change date |
Public-record activity
Raw counts from Companies House — last 12–24 months
- Filings
- 8
- Capital events
- 0
- Officers appointed
- 1
- Officers resigned
- 2
last 12 months
last 24 months
last 12 months
last 12 months
Direct counts from the register. No score, no rating — see the Filing timeline for the underlying events.
Year-on-year
FY2024 → FY2025 · period ending 2025-12-31 vs 2024-12-31
-
Turnover
+5.4%
£596,003,000 £628,029,000
-
Cash
0%
£3,000 £3,000
-
Net assets
+19.6%
£4,242,000 £5,073,000
-
Employees
-5.6%
3,550 3,351
-
Operating profit
+17%
£947,000 £1,108,000
-
Profit before tax
+17%
£947,000 £1,108,000
-
Wages
0%
£160,420,000 £160,368,000
Each % is (latest − prior) ÷ |prior| for the line item as filed. Periods don't have to be exactly 12 months apart — a long or short period (typical around incorporation or year-end changes) will distort the comparison. Lines a company doesn't report are omitted. About these numbers