THE FORCES PENSION SOCIETY
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Next accounts due
2027-09-30 (in 1y)
Last filed for 2025-12-31
Confirmation statement due
2026-12-05 (in 7mo)
Last made up 2025-11-21
Watchouts
None on the register
Cash
£335K
-18.3% vs 2024
Net assets
£2M
+8.5% vs 2024
Employees
17
-5.6% vs 2024
Profit before tax
£154K
+97.9% vs 2024
Name history
Renamed 2 times since incorporation
- THE FORCES PENSION SOCIETY 2001-07-04 → present
- THE OFFICERS' PENSIONS SOCIETY 1995-02-08 → 2001-07-04
- OFFICERS PENSIONS SOCIETY LIMITED 1946-08-29 → 1995-02-08
Net assets
2-year trend · vs Consumer Discretionary median
Accounts
2-year trend · latest reflected 2025-12-31
| Metric | Trend | 2024-12-31 | 2025-12-31 |
|---|---|---|---|
| Turnover | £1,896,953 | £2,006,815 | |
| Operating profit | -£26,694 | £11,901 | |
| Profit before tax | £78,031 | £154,449 | |
| Net profit | £56,685 | £126,075 | |
| Cash | £409,768 | £334,738 | |
| Total assets less current liabilities | £1,571,411 | £1,725,377 | |
| Net assets | £1,484,899 | £1,610,972 | |
| Equity | £1,484,899 | £1,610,972 | |
| Average employees | 18 | 17 | |
| Wages | — | — |
Values shown as filed in the company's annual accounts. — indicates the figure wasn't present under that line item in that period. About these numbers
Ratios
Computed from the line items above — sparklines read oldest → newest
| Ratio | Trend | 2024-12-31 | 2025-12-31 |
|---|---|---|---|
| Operating margin | -1.4% | 0.6% | |
| Net margin | 3.0% | 6.3% | |
| Return on capital employed | -1.7% | 0.7% | |
| Current ratio | 0.49x | 0.38x |
Margins divide P&L lines by turnover. Gearing is liabilities over total assets. Current ratio is current assets over creditors falling due within one year. Interest cover is operating profit over absolute finance costs. Sector-distribution context coming next.
Audit & accounting basis
- Accounting basis
- FRS 102 §1A
- Reporting scope
- Consolidated group
- Auditor
- Knox Cropper LLP
- Audit opinion
- Unqualified (clean)
- Going concern
- Affirmed
“In auditing the financial statements, we have concluded that the directors' use of the going concern basis of accounting in the preparation of the financial statements is appropriate. Based on the work we have performed, we have not identified any material uncertainties relating to events or conditions that, individually or collectively, may cast significant doubt on the group's and the parent company's ability to continue as a going concern for a period of at least twelve months from when the financial statements are authorised for issue.”
Group structure
- THE FORCES PENSION SOCIETY · parent
- The Forces Pension Society Investment Company Limited 100%
Significant events
- “2025 was dominated by: a challenging national fiscal discourse before the Autumn Budget statement and a significant increase in demand for our pension enquiry services, reaching record levels.”
- “The Society continued to exert its influence by constructively challenging the MoD and wider Government on their provision and administration of the Armed Forces Pension Schemes (AFPS).”
- “2025 saw another record number of email pension enquiries dealt with by the Society (29,323 in 2025 compared with 23,618 in 2024, 20,016 in 2023, 18,289 in 2022, and 17,207 in 2021).”
- “Our digital communications efforts - which we always strive to improve and post across multiple mediums - continued at pace and scale throughout 2025.”
- “We welcomed our new Roadshow Manager in March and with the baton handed over before the Easter break, a seamless service was provided to units, headquarters and organisations seeking either a physical or webinar-based Roadshow event.”
Auditor, going-concern and subsidiary information is drawn from the narrative of the latest annual accounts. About these numbers
People
14 active · 67 resigned
| Name | Role | Appointed | Born | Nationality |
|---|---|---|---|---|
| LOWE, Matthew Peter, Brigadier | Secretary | 2021-04-14 | — | — |
| BERRAGAN, Gerald William, Sir | Director | 2017-11-07 | Feb 1958 | British |
| CADDICK, Carolyn Ann, Maj (Retd) | Director | 2024-04-10 | Jun 1960 | British |
| CHALMERS, Jane Elizabeth | Director | 2022-09-08 | Apr 1964 | British |
| DENISON-SMITH, Guy Robert | Director | 2023-09-07 | Dec 1969 | British |
| FLETCHER, Nicholas Edgar, Captain (Retd) | Director | 2023-09-07 | Feb 1957 | English |
| INWARD, Louise Jane | Director | 2022-09-07 | Oct 1966 | British |
| KERR, Andre | Director | 2024-04-10 | Mar 1981 | British |
| MACINTYRE, Donald Iain | Director | 2024-04-10 | Aug 1974 | British |
| MARSHALL, Neil, Maj Gen | Director | 2021-04-14 | May 1965 | British |
| MUSGRAVE, Collette | Director | 2024-12-04 | Oct 1971 | British |
| STEARNS, Rupert Paul, Brigadier | Director | 2021-04-14 | Jun 1960 | British |
| SWINYARD-JORDAN, Lorna Frances May | Director | 2020-09-30 | Dec 1964 | British |
| WILLIS, Steven Richard | Director | 2021-09-10 | Feb 1967 | British |
Show 67 resigned officers
| Name | Role | Appointed | Resigned |
|---|---|---|---|
| BONNET, Peter Robert Frank, Major General | Secretary | 1995-04-01 | 2000-03-23 |
| GORDON, James Charles Mellish, Major General | Secretary | 2000-04-03 | 2007-02-28 |
| MARSHALL, Neil | Secretary | 2019-01-01 | 2021-04-14 |
| MOORE-BICK, John David, Major General | Secretary | 2007-02-28 | 2015-06-10 |
| NEW, Laurence, Major General Sir | Secretary | — | 1995-04-01 |
| PITT-BROOKE, John Stephen | Secretary | 2015-06-10 | 2018-12-31 |
| ARCHER, Arthur John, General Sir | Director | — | 1999-03-12 |
| ASHBY, Brian, Capt | Director | — | 1992-06-24 |
| AUSTEN SMITH, Roy, Air Marshal Sir | Director | — | 1993-06-23 |
| BROWN, Brian Thomas, Admiral Sir | Director | 1992-06-24 | 1999-06-24 |
| BURTON, Andrew John | Director | 2006-06-15 | 2019-03-20 |
| COPE, Philip | Director | 2021-09-10 | 2025-01-22 |
| COVILLE, Christopher Charles Cotton, Sir | Director | 2003-06-19 | 2014-06-04 |
| CRANSTON, David Alan | Director | 2002-06-20 | 2010-06-02 |
| CURRIE, Archibald Peter Neil, Major General | Director | 2003-06-19 | 2017-06-14 |
| EVANS, David George, Sir | Director | — | 2001-06-21 |
| FELWICK, David Leonard | Director | 2006-06-15 | 2012-05-30 |
| FITZPATRICK, John, Air Marshal Sir | Director | — | 1995-01-18 |
| FLOWER, Nigel John | Director | 1994-06-22 | 2013-05-29 |
| FOWLER, Cynthia Ruth, Air Commodore | Director | 2002-06-20 | 2010-06-02 |
| FOXLEY, Claire Elizabeth | Director | 2014-08-04 | 2020-11-18 |
| GINGELL, Laurie William Albert, Major General | Director | — | 1996-06-26 |
| GODDARD, Simon Peter | Director | 2017-11-07 | 2019-08-08 |
| GREEN, Jennifer Margaret | Director | 2000-06-22 | 2014-06-04 |
| GREY, John St John, Major General | Director | — | 2000-06-22 |
| GRIFFIN, Neville George, Lieutenant Colonel | Director | — | 1997-06-25 |
| HARVEY, Paul Douglas | Director | 2007-06-14 | 2016-06-08 |
| HIGGINS, William Alleyne, Rear Admiral | Director | — | 1997-06-25 |
| HINE, Patrick, Sir | Director | 1991-07-11 | 1999-09-20 |
| JOHNSTON, James Frederick Junor | Director | 1998-01-29 | 2003-06-19 |
| JONES, Charles Edward Webb, General Sir | Director | 1995-06-27 | 2004-06-17 |
| JONES, Shirley, Air Commodore | Director | 1991-09-25 | 1997-07-16 |
| KENNY, Brian Leslie, General Sir | Director | 1999-09-07 | 2005-06-16 |
| LEWIS, Douglas Raymond, Commodore | Director | 2000-06-22 | 2011-06-01 |
| LYLE, Maria Edith | Director | 2023-12-07 | 2024-12-04 |
| MAHON, William Edwin | Director | 2017-07-01 | 2021-09-09 |
| MARSH, David Julian | Director | 2018-01-22 | 2023-06-08 |
| MARTIN, Timothy Frederick Wilkins, Captain | Director | 2015-06-10 | 2017-10-05 |
| MOORE, Michael Anthony Claes, Sir | Director | 1999-05-13 | 2011-06-01 |
| MOORE, William Hewitt | Director | 2017-11-06 | 2022-07-09 |
| MURDOCH, Nicola Ann | Director | 2018-04-18 | 2024-05-29 |
| MUSGRAVE, Collette | Director | 2020-11-18 | 2023-12-07 |
| PAGE, John Humphrey, Major General | Director | — | 1996-06-26 |
| PALIN, Roger Hewlitt, Air Chief Marshal Sir | Director | 1999-09-07 | 2006-06-15 |
| PEEL, Giles Robert | Director | 2005-11-29 | 2007-02-28 |
| PLOWDEN, Roger Bryan Chicheley, Brigader | Director | — | 2000-06-22 |
| QUINN, Paul Anthony | Director | 2018-06-26 | 2023-09-06 |
| RITCHIE, Andrew Stephenson, Major General | Director | 2007-06-14 | 2010-06-02 |
| RYCROFT, Timothy James Nelson | Director | 2012-05-30 | 2014-01-09 |
| SEABORNE, Edward John William | Director | 2006-06-15 | 2015-06-10 |
| SMART, Michael David | Director | 1998-03-26 | 2010-06-02 |
| SPARK, Graeme William | Director | 2016-06-08 | 2020-03-13 |
| SPENCER, Anne Christine, Commandant | Director | 1996-06-26 | 2002-06-20 |
| SPENCER, Catherine Victoria | Director | 2011-09-13 | 2015-10-08 |
| SPIRES, Trevor Allan | Director | 2009-06-03 | 2012-05-30 |
| THOMPSON, Jonathan James | Director | 2000-06-22 | 2001-04-01 |
| WEST, Frances Theresa | Director | 2015-10-08 | 2017-11-07 |
| WESTBROOKE, Jonathan Charles | Director | 2017-11-28 | 2024-04-10 |
| WHEELER, Jonathan Kim, Group Captain | Director | 2017-07-01 | 2022-06-08 |
| WHEELER, Roger Neil, General Sir | Director | 2005-06-16 | 2006-11-28 |
| WHETSTONE, Anthony John, Real Admiral | Director | — | 1996-06-26 |
| WILKINSON, Nicholas John, Rear Admiral | Director | 1998-01-29 | 2006-06-30 |
| WILKINSON, Peter John, Vice Admiral (Ret'D) | Director | 2012-05-30 | 2018-04-05 |
| WILKINSON, Peter John, Vice Admiral (Ret'D) | Director | 2011-06-01 | 2012-05-30 |
| WILLIAMS, Robert Evan | Director | 2012-05-30 | 2019-03-20 |
| WITHEROW, Marcus Spence, Air Commodore | Director | 1995-02-06 | 2007-06-14 |
| WRIGHT, Anna Louise | Director | 2018-06-19 | 2020-11-18 |
Ownership
Persons with significant control
Filing timeline
Last 20 of 221 total filings
| Date | Type | Category | Description | |
|---|---|---|---|---|
| 2026-04-02 | AA | accounts | Accounts with accounts type group | |
| 2025-11-24 | CS01 | confirmation-statement | Confirmation statement with no updates | |
| 2025-11-21 | RP01AP01 | officers | Replacement filing of director appointment with name | |
| 2025-11-21 | RP01AP01 | officers | Replacement filing of director appointment with name | |
| 2025-08-25 | CH01 | officers | Change person director company with change date | |
| 2025-06-30 | CS01 | confirmation-statement | Confirmation statement with no updates | |
| 2025-04-22 | AA | accounts | Accounts with accounts type group | |
| 2025-01-22 | TM01 | officers | Termination director company with name termination date | |
| 2024-12-12 | AP01 | officers | Appoint person director company with name date | |
| 2024-12-12 | TM01 | officers | Termination director company with name termination date | |
| 2024-06-30 | CS01 | confirmation-statement | Confirmation statement with no updates | |
| 2024-05-29 | TM01 | officers | Termination director company with name termination date | |
| 2024-05-02 | AA | accounts | Accounts with accounts type group | |
| 2024-04-17 | TM01 | officers | Termination director company with name termination date | |
| 2024-04-16 | AP01 | officers | Appoint person director company with name date | |
| 2024-04-12 | AP01 | officers | Appoint person director company with name date | |
| 2024-04-12 | AP01 | officers | Appoint person director company with name date | |
| 2023-12-11 | AP01 | officers | Appoint person director company with name date | |
| 2023-12-11 | TM01 | officers | Termination director company with name termination date | |
| 2023-09-08 | AP01 | officers | Appoint person director company with name date |
Public-record activity
Raw counts from Companies House — last 12–24 months
- Filings
- 6
- Capital events
- 0
- Officers appointed
- 0
- Officers resigned
- 0
last 12 months
last 24 months
last 12 months
last 12 months
Direct counts from the register. No score, no rating — see the Filing timeline for the underlying events.
Year-on-year
FY2024 → FY2025 · period ending 2025-12-31 vs 2024-12-31
-
Turnover
+5.8%
£1,896,953 £2,006,815
-
Cash
-18.3%
£409,768 £334,738
-
Net assets
+8.5%
£1,484,899 £1,610,972
-
Employees
-5.6%
18 17
-
Operating profit
+144.6%
-£26,694 £11,901
-
Profit before tax
+97.9%
£78,031 £154,449
Each % is (latest − prior) ÷ |prior| for the line item as filed. Periods don't have to be exactly 12 months apart — a long or short period (typical around incorporation or year-end changes) will distort the comparison. Lines a company doesn't report are omitted. About these numbers