AVIVA CREDIT SERVICES UK LIMITED
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Next accounts due
2026-09-30 (in 4mo)
Last filed for 2024-12-31
Confirmation statement due
2027-05-15 (in 1y)
Last made up 2026-05-01
Watchouts
None on the register
Cash
£2M
-16% vs 2023
Net assets
£4M
+86.5% vs 2023
Employees
—
Average over period
Profit before tax
£2M
+39.4% vs 2023
Name history
Renamed 3 times since incorporation
- AVIVA CREDIT SERVICES UK LIMITED 2009-06-01 → present
- CGU CREDIT SERVICES LIMITED 1999-10-01 → 2009-06-01
- GENERAL ACCIDENT CREDIT SERVICES LIMITED 1990-11-05 → 1999-10-01
- MULTIPLE CREDIT SERVICES LIMITED 1922-10-07 → 1990-11-05
Net assets
2-year trend · vs Financials median
Accounts
2-year trend · latest reflected 2024-12-31
| Metric | Trend | 2023-12-31 | 2024-12-31 |
|---|---|---|---|
| Turnover | £1,482,000 | £2,066,000 | |
| Operating profit | — | — | |
| Profit before tax | £1,482,000 | £2,066,000 | |
| Net profit | £1,482,000 | £2,066,000 | |
| Cash | £2,420,000 | £2,033,000 | |
| Total assets less current liabilities | — | — | |
| Net assets | £2,389,000 | £4,455,000 | |
| Equity | £2,389,000 | £4,455,000 | |
| Average employees | — | — | |
| Wages | — | — |
Values shown as filed in the company's annual accounts. — indicates the figure wasn't present under that line item in that period. About these numbers
Ratios
Computed from the line items above — sparklines read oldest → newest
| Ratio | Trend | 2023-12-31 | 2024-12-31 |
|---|---|---|---|
| Net margin | 100.0% | 100.0% | |
| Current ratio | 1.07x | 1.10x |
Margins divide P&L lines by turnover. Gearing is liabilities over total assets. Current ratio is current assets over creditors falling due within one year. Interest cover is operating profit over absolute finance costs. Sector-distribution context coming next.
Audit & accounting basis
- Accounting basis
- IFRS
- Reporting scope
- Standalone (parent only)
- Auditor
- Ernst & Young LLP
- Audit opinion
- Unqualified (clean)
- Going concern
- Affirmed
“The directors have a reasonable expectation that the Company has adequate resources to continue in operational existence for at least a period of twelve months (to 16 July 2026) from the date of approval of the financial statements. For this reason, they continue to adopt the going concern basis in preparing the financial statements.”
Auditor, going-concern and subsidiary information is drawn from the narrative of the latest annual accounts. About these numbers
People
5 active · 42 resigned
| Name | Role | Appointed | Born | Nationality |
|---|---|---|---|---|
| AVIVA COMPANY SECRETARIAL SERVICES LIMITED | Corporate Secretary | 1998-12-01 | — | — |
| BENNETT, Daniel | Director | 2023-05-18 | Oct 1976 | British |
| MARTIN, David John | Director | 2024-03-05 | Dec 1968 | British |
| MELVIN, Rebecca Dawn | Director | 2024-03-05 | Jun 1987 | British |
| TAYLOR, Michelle | Director | 2025-10-28 | Jul 1973 | British |
Show 42 resigned officers
| Name | Role | Appointed | Resigned |
|---|---|---|---|
| MCPHERSON, Donald James | Secretary | — | 1994-03-18 |
| WHITAKER, Richard Andrew | Secretary | 1994-03-19 | 1994-12-30 |
| WHITE, Philip Martin | Secretary | 1994-12-30 | 1998-11-30 |
| ABRAHAMS, Clifford James | Director | 2010-07-26 | 2013-08-13 |
| BAYLES, Philip Spencer | Director | 2018-04-27 | 2021-05-17 |
| BAYLES, Philip Spencer | Director | 2013-08-13 | 2014-11-24 |
| BIGGS, Michael Nicholas | Director | 2000-11-14 | 2001-03-31 |
| CAREY, David Philip | Director | 2021-11-11 | 2022-10-17 |
| DEAKIN, Janice | Director | 2010-04-01 | 2013-08-13 |
| DINLEY, Sarah Louise | Director | 2020-08-18 | 2023-11-30 |
| DYSON, Fernley Keith | Director | 2008-01-16 | 2009-04-30 |
| EASTER, Philip Charles | Director | 2005-06-09 | 2006-03-14 |
| EATON, Angus Gordon | Director | 2015-03-05 | 2018-04-27 |
| EGAN, Scott | Director | 2006-03-14 | 2007-10-02 |
| EGAN, Sean | Director | 2010-04-01 | 2011-12-20 |
| EGAN, Sean | Director | 2007-01-01 | 2007-05-10 |
| FOUND, Paul Anthony | Director | 1998-12-01 | 2000-11-14 |
| FOY, Ian Russell | Director | 2014-11-24 | 2014-12-31 |
| GRATION, Tracey Louise | Director | 2022-07-26 | 2025-05-16 |
| HEMMING, Gareth John | Director | 2018-04-27 | 2020-08-17 |
| HODGES, Mark Steven | Director | 2001-03-31 | 2006-05-09 |
| KITSON, John Robert | Director | 2008-07-07 | 2010-03-31 |
| LATTER, Thomas James | Director | 2018-06-08 | 2020-10-08 |
| LISTER, Nigel George | Director | — | 1997-12-31 |
| MACDONALD, David Gavin | Director | 1997-02-01 | 2000-11-14 |
| MCINTYRE, Bridget Fiona | Director | 2001-03-31 | 2005-06-09 |
| MCMILLAN, David John Ramsay | Director | 2006-05-09 | 2010-08-23 |
| NEWTON, Robert | Director | — | 2000-11-14 |
| RAMSAY, Caroline Francis | Director | 2004-01-23 | 2004-04-26 |
| RIX, Lindsey Claire | Director | 2014-11-24 | 2017-06-15 |
| ROBERTS, Thomas | Director | — | 1992-11-30 |
| SCHRAUWERS, Cornelis Antonius Carolus Maria, Dr | Director | 1998-12-01 | 2000-11-14 |
| SCOTT, Robert Avisson | Director | — | 1997-02-01 |
| SEATON, John | Director | 2006-03-14 | 2008-04-30 |
| SENIOR, Paul | Director | 2020-10-08 | 2022-12-07 |
| SNOWBALL, Patrick Joseph Robert | Director | 2000-11-14 | 2006-03-14 |
| TIERNAN, Patrick Colm Peter | Director | 2017-06-15 | 2018-04-27 |
| TRELOAR, Stephen | Director | 2012-01-10 | 2015-11-04 |
| WARSOP, Simon Peter | Director | 2021-06-02 | 2021-12-17 |
| WATSON, David Kenneth | Director | 2009-05-05 | 2010-03-31 |
| WHITAKER, Richard Andrew | Director | 1998-01-01 | 1998-11-30 |
| WOODFORD, Julian Ray | Director | 2013-08-13 | 2014-11-24 |
Ownership
Persons with significant control
| Name | Kind | Nature of control | Notified | Status |
|---|---|---|---|---|
| Aviva Insurance Limited | Corporate entity | Shares 75–100%, Voting 75–100%, Appoints directors | 2016-04-06 | Active |
Filing timeline
Last 20 of 254 total filings
| Date | Type | Category | Description | |
|---|---|---|---|---|
| 2026-05-05 | CS01 | confirmation-statement | Confirmation statement with no updates | |
| 2026-04-08 | CH01 | officers | Change person director company with change date | |
| 2025-11-11 | AP01 | officers | Appoint person director company with name date | |
| 2025-09-02 | AA | accounts | Accounts with accounts type full | |
| 2025-05-27 | TM01 | officers | Termination director company with name termination date | |
| 2025-05-13 | CS01 | confirmation-statement | Confirmation statement with no updates | |
| 2025-01-23 | CH01 | officers | Change person director company with change date | |
| 2024-06-27 | AA | accounts | Accounts with accounts type full | |
| 2024-05-09 | CS01 | confirmation-statement | Confirmation statement with no updates | |
| 2024-04-04 | CH04 | officers | Change corporate secretary company with change date | |
| 2024-03-27 | CH01 | officers | Change person director company with change date | |
| 2024-03-27 | AD01 | address | Change registered office address company with date old address new address | |
| 2024-03-11 | AP01 | officers | Appoint person director company with name date | |
| 2024-03-11 | AP01 | officers | Appoint person director company with name date | |
| 2023-12-11 | TM01 | officers | Termination director company with name termination date | |
| 2023-10-12 | AA | accounts | Accounts with accounts type full | |
| 2023-05-30 | AP01 | officers | Appoint person director company with name date | |
| 2023-05-02 | CS01 | confirmation-statement | Confirmation statement with no updates | |
| 2023-01-26 | CH01 | officers | Change person director company with change date | |
| 2022-12-08 | TM01 | officers | Termination director company with name termination date |
Public-record activity
Raw counts from Companies House — last 12–24 months
- Filings
- 6
- Capital events
- 0
- Officers appointed
- 1
- Officers resigned
- 1
last 12 months
last 24 months
last 12 months
last 12 months
Direct counts from the register. No score, no rating — see the Filing timeline for the underlying events.
Year-on-year
FY2023 → FY2024 · period ending 2024-12-31 vs 2023-12-31
-
Turnover
+39.4%
£1,482,000 £2,066,000
-
Cash
-16%
£2,420,000 £2,033,000
-
Net assets
+86.5%
£2,389,000 £4,455,000
-
Employees
—
Not reported
-
Profit before tax
+39.4%
£1,482,000 £2,066,000
Each % is (latest − prior) ÷ |prior| for the line item as filed. Periods don't have to be exactly 12 months apart — a long or short period (typical around incorporation or year-end changes) will distort the comparison. Lines a company doesn't report are omitted. About these numbers