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Next accounts due

2026-12-31 (in 7mo)

Last filed for 2025-03-31

Confirmation statement due

2027-03-14 (in 10mo)

Last made up 2026-02-28

Watchouts

1 item

Cash

£5M

+22.2% highest in 7 filed years

Net assets

£12M

+1.3% highest in 6 filed years

Employees

85

+13.3% highest in 6 filed years

Profit before tax

£424K

+103.3% vs 2024

Watchouts

Facts from the Companies House register and the latest accounts — not a rating

Accounts

7-year trend · latest reflected 2025-03-31

Metric Trend 2019-03-312020-03-312021-03-312022-03-312023-03-312024-03-312025-03-31
Turnover £7,059,345£7,858,009
Operating profit £1,075,880£1,535,751
Profit before tax £208,331£423,502
Net profit £172,019£267,907
Cash £1,913,779£182,221£386,882£247,549£269,864£3,919,070£4,788,044
Total assets less current liabilities £3,122,113£24,450,407£28,474,250
Net assets £979,105£1,096,415£1,026,603£989,710£12,048,095£12,199,094
Equity £12,048,095£12,199,094
Average employees 777167627585
Wages £1,628,137£1,503,958£1,501,160£1,582,333£2,405,343£2,890,303

Values shown as filed in the company's annual accounts. indicates the figure wasn't present under that line item in that period. About these numbers

Ratios

Computed from the line items above — sparklines read oldest → newest

Ratio Trend 2019-03-312020-03-312021-03-312022-03-312023-03-312024-03-312025-03-31
Operating margin 15.2%19.5%
Net margin 2.4%3.4%
Return on capital employed 4.4%5.4%
Gearing (liabilities / total assets) 60.2%64.0%
Current ratio 4.51x5.44x
Interest cover 1.13x1.26x

Margins divide P&L lines by turnover. Gearing is liabilities over total assets. Current ratio is current assets over creditors falling due within one year. Interest cover is operating profit over absolute finance costs. Sector-distribution context coming next.

Audit & accounting basis

Accounting basis
FRS 102
Reporting scope
Consolidated group
Auditor
Brown Butler
Audit opinion
Unqualified (clean)
Going concern
Affirmed

“In auditing the financial statements, we have concluded that the directors' use of the going concern basis of accounting in the preparation of the financial statements is appropriate. Based on the work we have performed, we have not identified any material uncertainties relating to events or conditions that, individually or collectively, may cast significant doubt on the company's ability to continue as a going concern for a period of at least twelve months from when the financial statements are authorised for issue.”

Group structure

  1. WEST AND NORTH YORKSHIRE CHAMBER OF COMMERCE AND INDUSTRY · parent
    1. Business & Enterprise Finance Ltd 100% · England and Wales · Provision of loans
    2. Commerce Court Limited 100% · England and Wales · Dormant
    3. BEF-FFE CIP LLP 50% · England and Wales · Special purpose vehicle to carry investment interest
    4. BEF-NPIF GP Limited 100% · England and Wales · Managing partner of an AIF
    5. Business & Enterprise Finance (NE) Ltd 100% · England and Wales · Provision of loans
    6. BEF (NE) 2 Ltd. 100% · England and Wales · Provision of loans
    7. BEF BSC Limited 100% · England and Wales · Provision of loans
    8. BEF BSC 2 Limited 100% · England and Wales · Provision of loans

Significant events

Auditor, going-concern and subsidiary information is drawn from the narrative of the latest annual accounts. About these numbers

People

11 active · 89 resigned

Name Role Appointed Born Nationality
SNOOK, Julie Alexandra Secretary 2005-07-29 British
BLACK, Christopher John Director 2021-09-09 May 1970 British
CHOUDHRY, Aqila Director 2023-09-21 Mar 1962 British
COWGILL, Mark Graham Director 2021-09-09 Jan 1972 British
FITZGERALD, Rebecca Director 2023-09-21 Sep 1980 British
GORDON, Alastair Iain Director 2025-09-26 Sep 1974 British
JENKINS, Scott Director 2023-09-21 May 1974 British
LEWIS, Katrina Helen Director 2025-11-24 Feb 1982 British
MASON, James Matthew Director 2022-05-03 Mar 1978 British
WAINWRIGHT, Victoria Director 2009-09-17 Aug 1974 British
WILSON, Scott Alan Grant Director 2025-07-18 Nov 1969 British
Show 89 resigned officers
Name Role Appointed Resigned
BARRACLOUGH, Robert James Secretary 1993-01-06 1995-07-31
BOTTOMLEY, Richard John Secretary 1997-04-14 1997-10-20
BURROWS, David William Secretary 1993-01-06
HELME, Geoffrey Alan Secretary 2001-09-19 2005-07-29
NEEDHAM, Sandra Secretary 1997-10-20 2001-09-19
WILKINSON, David Goss Secretary 1995-08-01 1997-04-11
AIMSON, Geoff Director 1996-07-22 1999-12-13
ALI, Mohammed Director 1994-07-26 2000-01-26
ARMISTEAD, John Director 1993-04-27
ASGHAR, Ali Director 1996-07-22 1999-04-07
BARRACLOUGH, Robert James Director 1997-07-28
BARROW, John David Director 2001-09-19
BEARDMORE, Laurence John Director 2019-09-27 2023-10-31
BEATTIE, Roslyn Director 2006-04-24 2014-02-10
BENSON, Sydney Director 1994-07-26
BERESFORD, Amanda Director 2017-01-18 2026-03-27
BIGGIN, Alan Keith Director 1998-07-27 2000-01-26
BOTTOMLEY, Richard John Director 1995-07-25 1997-10-20
BOULTS, Stephen William Director 1995-07-25 1998-04-06
BOWSER, Wayne Director 1995-07-25 1998-11-23
BRIFFETT, Michael James Director 2019-02-15 2025-01-31
BROWN, Glyn Anthony Director 2012-07-24 2014-02-10
BROWN, Norman Edward Director 1993-09-29
BUGLER, Michael Colin Director 1992-09-27 1995-11-28
BURNETT, Suzanne Jane Director 2014-02-14 2016-04-29
CATON, Andrew Mark Director 2012-04-16 2020-09-09
CLAPHAM, John Charles Director 1994-07-19
CLARK, Roland Graham Director 1998-07-27 2009-07-20
CLARK, Susan Elizabeth Director 2004-07-26 2014-02-10
COATES, David Director 2003-07-28 2006-09-29
COLLETT, David John Director 2000-01-26 2003-07-28
COOPER, Graham Philip Director 2014-02-14 2020-06-30
CZARNECKI, Sarah Director 2023-04-17 2025-09-02
DIGWOOD, Andrew James Director 2017-09-13 2023-02-15
DILLON, Paula Marie Director 2015-09-28 2021-09-09
DONOVAN, Judith Director 2003-07-28
DOYLE, Michael Director 1997-07-28 1998-03-10
EVERARD, Edward James Director 2014-11-28 2017-09-13
FINNIGAN, Norman Director 1992-04-28 1997-12-09
FIRTH, Philip Stuart Director 1999-07-26 2000-01-26
FOJT, Martin Anthony Director 2002-07-29 2009-09-17
FORGAN, Charles David Director 1993-04-27 1999-11-29
FOSTER, Nigel Richard John Director 2014-02-14 2015-09-11
GALLAGHER, Paul John, Dr Director 1999-03-01
GARTHWAITE, Nicholas James Director 2015-09-25 2022-09-30
GINESI, Harold Samuel Director 1993-04-27
HALLIDAY, David Charles Director 1993-04-27
HARDAKER, Douglas Director 1993-04-27
HINDLE, Kathryn Director 2001-07-30 2003-07-28
HINDLEY, John Timothy Talbot Director 1995-07-25 1999-09-23
HODGSON, Alan William Director 1999-07-26 2000-01-26
HOLLOWAY, John Arthur Director 1992-04-30
HOPE, Kerry Director 2023-09-21 2025-02-28
HORNER, Brian Peter Director 1993-04-27 1995-11-28
HOWARD, Keith, Dr Director 1996-07-22 2000-07-10
JACKSON, Richard Andrew Director 1994-12-12
JENNINGS, Gerald Robert Director 2014-10-31 2021-09-09
JOHNS, David Rees Director 1993-04-27
KADER, Saleem Director 2011-09-20 2015-09-11
KARIM, Nasreen Akhtar Director 2020-09-25 2025-09-02
LEVI, Brian Stanley Director 1996-07-22 2000-06-20
LINDSAY, Colin Andrew Director 2014-02-14 2015-09-11
LORD, David Edward Director 1993-09-28
LUMB, Douglas Bernard Director 1994-07-26
MACKIE, Paul Hugh Director 2011-09-20 2016-07-22
MADELEY, Christine Muriel Director 1994-08-17
MARTIN, Michael Peter Director 2013-09-16 2014-02-10
MASSEY, Bruce Madison Director 1994-07-26 1998-01-26
MCLEAN, Neil Martin Director 2014-02-14 2014-10-31
MEYNELL, Bridget Lee Director 2014-02-14 2021-09-09
MITCHELL, Frank Edward Director 1991-11-08
MOFFATT, Robert Iain Director 1998-07-27 2000-07-24
MURRAY, Daniel Director 2022-03-01 2024-03-22
NEEDHAM, Sandra Director 1997-10-20 2022-04-29
NERURKAR, Devadatta Janardan Director 1993-03-30
NEVILL, Amanda Elizabeth Director 1997-07-28 2000-01-26
O'HEARNE, Derek Director 2009-07-20
OWEN, David Edward Director 1995-07-25
PANESAR, Balbir Singh Director 2004-07-26 2012-07-24
PARKER, John Francis Director 1992-04-28
PARKIN, John Director 2014-02-14 2016-07-22
PATTINSON, Ronald Director 2000-01-26
PENNINGTON, John Allan Director 1999-07-26 2009-01-15
PLIMLEY, Simon, Dr Director 1999-07-26 2000-01-26
PRIESTLEY, Brian John Director 1994-07-26 1995-02-23
RAE, Alan Gordon Director 2001-07-30 2005-11-21
RAE, Alan Gordon Director 1997-07-28 2000-01-26
RAPER, Albert Director 1992-02-03
RATCLIFFE, Timothy Harvey Director 2000-01-26 2009-02-12

Ownership

Persons with significant control

No persons with significant control on record.

Filing timeline

Last 20 of 354 total filings

Date Type Category Description
2026-04-29 CS01 confirmation-statement Confirmation statement with no updates PDF
2026-04-02 TM01 officers Termination director company with name termination date PDF
2026-03-25 RP01AP01 officers Replacement filing of director appointment with name PDF
2026-03-11 CH01 officers Change person director company with change date PDF
2025-11-24 AP01 officers Appoint person director company with name date PDF
2025-10-22 AA accounts Accounts with accounts type group
2025-09-29 AP01 officers Appoint person director company with name date PDF
2025-09-02 TM01 officers Termination director company with name termination date PDF
2025-09-02 TM01 officers Termination director company with name termination date PDF
2025-07-21 AP01 officers Appoint person director company with name date PDF
2025-07-21 TM01 officers Termination director company with name termination date PDF
2025-03-03 CS01 confirmation-statement Confirmation statement with no updates PDF
2025-03-03 TM01 officers Termination director company with name termination date PDF
2025-02-05 TM01 officers Termination director company with name termination date PDF
2024-12-09 AA accounts Accounts with accounts type group
2024-03-27 TM01 officers Termination director company with name termination date PDF
2024-03-06 CS01 confirmation-statement Confirmation statement with no updates PDF
2024-02-20 CH01 officers Change person director company with change date PDF
2024-02-20 CH01 officers Change person director company with change date PDF
2023-11-13 TM01 officers Termination director company with name termination date PDF

Public-record activity

Raw counts from Companies House — last 12–24 months

Filings
11

last 12 months

Capital events
0

last 24 months

Officers appointed
3

last 12 months

Officers resigned
3

last 12 months

Direct counts from the register. No score, no rating — see the Filing timeline for the underlying events.

Year-on-year

FY2024 → FY2025 · period ending 2025-03-31 vs 2024-03-31

Each % is (latest − prior) ÷ |prior| for the line item as filed. Periods don't have to be exactly 12 months apart — a long or short period (typical around incorporation or year-end changes) will distort the comparison. Lines a company doesn't report are omitted. About these numbers

Official Companies House page