THE BANKERS BENEVOLENT FUND

• ◆

  4 officer resignations in last 12 months

  Multiple officers have left the board recently — see the People section for who.

Values shown as filed in the company's annual accounts. — indicates the figure wasn't present under that line item in that period. About these numbers

Margins divide P&L lines by turnover. Gearing is liabilities over total assets. Current ratio is current assets over creditors falling due within one year. Interest cover is operating profit over absolute finance costs. Sector-distribution context coming next.

Accounting basis

FRS 102

Reporting scope

Consolidated group

Auditor

Moore Kingston Smith LLP

Audit opinion

Unqualified (clean)

Going concern

Affirmed

“Based on the work we have performed, we have not identified any material uncertainties relating to events or conditions that, individually or collectively, may cast significant doubt on the group's and parent charitable company's ability to continue as a going concern for a period of at least twelve months from when the financial statements are authorised for issue.”

Group structure

1. THE BANKERS BENEVOLENT FUND · parent
   1. SE Foundation
   2. BWC Enterprises Limited 100% · England & Wales · dormant

Significant events

• “Moved to a new office that better supports hybrid working and reduces overheads, allowing more funding to go directly to client support.”
• “Tony Ramos stepped down as Chair and Trustee after many years of dedicated leadership. Lillian Boyle and Michael Field also departed.”
• “Recruited five new trustees to support a smooth transition and protect vital organisational knowledge.”
• “Refreshed strategy moving away from growth-focused ambitions to a more sustainable, impact-driven approach, prioritising supporting those most in need.”
• “Introduced new vision and mission statements, reflecting the next chapter while staying true to values.”
• “Reduced internal costs to protect frontline services and strengthened partnerships with banks to grow funding.”
• “Updated governance in line with the Charity Governance Code, introducing maximum terms of office for Trustees and revising membership structure.”

Auditor, going-concern and subsidiary information is drawn from the narrative of the latest annual accounts. About these numbers

Filings

9

last 12 months

Capital events

0

last 24 months

Officers appointed

2

last 12 months

Officers resigned

4

last 12 months

Direct counts from the register. No score, no rating — see the Filing timeline for the underlying events.

• Turnover

  +7.7%

  £2,324,009 → £2,502,296

• Cash

  +355.6%

  £678,495 → £3,091,510

• Net assets

  -2.4%

  £91,779,514 → £89,541,696

• Employees

  -2.6%

  38 → 37

• Wages

  -4.7%

  £1,913,747 → £1,823,151

Each % is (latest − prior) ÷ |prior| for the line item as filed. Periods don't have to be exactly 12 months apart — a long or short period (typical around incorporation or year-end changes) will distort the comparison. Lines a company doesn't report are omitted. About these numbers